Hamilton County property record for 28 Ridgeway Rd, Cincinnati, OH 45216
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,066 sqft · built 1926 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $70,000 (Dec 2013) |
| Tax Bill | $1,249 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Mar 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0071-0173-00 |
| Primary APN | 590-0071-0173-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| Gross Area | 2,132 sqft |
| 1st Floor Area | 1,066 sqft |
| Basement Area | 1,066 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 152 ft deep x 44.8 ft wide |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Porch | Porch |
| Porch Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 28 RIDGEWAY RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45216-1002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | RIDGEWAY AVE 44.80 X 152 PT LOT 31-32-251 RENSSELAER PARK 2ND SUB |
| Legal Subdivision | RENSSELAER PARK 2ND SUB |
| Legal Lot Number | 31-32 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 22200 |
Source: Hamilton County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28 RIDGEWAY RD, CINCINNATI, OH 45216-1002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Mar 31, 2025 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jul 12, 2021 | Transfer on Death Deed, Transfer |
| Sep 26, 2019 | Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU |
| Jul 26, 2019 | Deed of Trust, Mortgage GENERAL ELECTRIC CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2013 · Amount on Record |
| Deed Sale | Dec 19, 2013 · Amount on Record |
| Prior Sale | Jun 14, 2002 · Amount on Record |
| Deed Document Number | 2013165685 |
| Deed Book / Page | 12491 / 102 |
| Last Transfer Date | Jul 10, 2021 |
| Transfer Doc | 0000084304 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 28 RIDGEWAY RD, CINCINNATI, OH 45216-1002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000090305 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | 15545/2230 |
| Instrument | 2025-0090305 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 10, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 28 RIDGEWAY RD, CINCINNATI, OH 45216-1002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000022376 |
|---|---|
| Date | Mar 31, 2025 |
| Book Page | 15384/1801 |
| Instrument | 2025-0022376 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Mar 24, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 12, 2021 |
| Property Address | 28 RIDGEWAY RD, CINCINNATI, OH 45216-1002 |
| Document Number | 0000084304 |
| Book / Page | 14456 / 1985 |
| Instrument Date | Jul 10, 2021 |
| Instrument | 2021-0084304 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 28 RIDGEWAY RD, CINCINNATI, OH 45216-1002 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 28 RIDGEWAY RD, CINCINNATI, OH 45216-1002 |
| Document Number | 0000085656 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | RELIABLE LAND TITLE AGENCY LLC, RELIABLE LAND TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 28 RIDGEWAY RD CINCINNATI OH 452161002, CINCINNATI, OH 45216-1002 |
| Document Number | 0000085656 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 014015/001210 |
| Instrument | 85656 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 2, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 28 RIDGEWAY RD, CINCINNATI, OH 45216-1002 |
| Document Number | 0000062656 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 28 RIDGEWAY RD CINCINNATI OH 452161002, CINCINNATI, OH 45216-1002 |
| Document Number | 0000062656 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 013970/002458 |
| Instrument | 62656 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 30, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,249.00 (+1.96%) Homeowner's exemption | $28,224 (-) Land $5,887 Building $22,337 | $80,640 (-) Land $16,820 Building $63,820 |
| 2024 | $1,225.00 (-0.89%) Homeowner's exemption | $28,224 (-) Land $5,887 Building $22,337 | |
| 2023 | $1,236.00 (+267.86%) Homeowner's exemption | $28,224 (+118.66%) Land $5,887 Building $22,337 | $80,640 (+118.66%) Land $16,820 Building $63,820 |
| 2022 | $336.00 Homeowner's exemption | $12,908 Land $5,537 Building $7,371 | |
| 2020 | $36,880 Land $15,820 Building $21,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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