Hamilton County property record for 20 Ridgeway Rd, Cincinnati, OH 45216
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,300 sqft · built 1925 |
| Lot Size | 0.162 acres (7,057 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $59,900 (Jul 2019) |
| Tax Bill | $2,588 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage Jul 2019 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0071-0171-00 |
| Primary APN | 590-0071-0171-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 650 sqft |
| 2nd Floor Area | 650 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,057 sqft (0.162 acres) |
| Lot Dimensions | 152 ft deep x 45 ft wide |
| Porch | Porch |
| Porch Area | 161 sqft |
| Patio Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 20 RIDGEWAY RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45216-1002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEWAY AVE 45 X 152 PT LOTS 31-251 RENSSELAER PARK 2ND SUB |
| Legal Subdivision | RENSSELAER PARK 2ND SUB |
| Legal Lot Number | 31-251 32 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 22200 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 RIDGEWAY RD, CINCINNATI, OH 45216-1002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jul 2, 2019 | Warranty Deed, Transfer · Line of Credit SPRING VALLEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2019 · Amount on Record |
| Deed Sale | Jul 22, 2019 · Amount on Record |
| Prior Sale | Jul 2, 2019 · Amount on Record |
| Deed Document Number | 0000059189 |
| Deed Book / Page | 13963 / 02395 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 22, 2019 |
| Property Address | 20 RIDGEWAY RD, CINCINNATI, OH 45216-1002 |
| Document Number | 0000059189 |
| Book / Page | 13963 / 02395 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 2019-0059189 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 RIDGEWAY RD, CINCINNATI, OH 45216-1002 |
| Document Number | 0000059190 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 2019-0059190 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 2, 2019 |
| Property Address | 20 RIDGEWAY RD, CINCINNATI, OH 45216-1002 |
| Document Number | 0000052932 |
| Book / Page | 13951 / 02013 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 2019-0052932 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $156.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1206 SPRINGFIELD PIKE, CINCINNATI, OH 45215-2124 |
| Document Number | 0000052931 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 2019-0052931 |
| Name | SPRING VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Oct 1, 2020 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,588.00 (+0.15%) | $36,817 (-) Land $5,887 Building $30,930 | |
| 2024 | $2,584.00 (+5.08%) | $36,817 (-) Land $5,887 Building $30,930 | |
| 2023 | $2,459.00 (+44.39%) | $36,817 (+75.61%) Land $5,887 Building $30,930 | $105,190 (+75.61%) Land $16,820 Building $88,370 |
| 2022 | $1,703.00 | $20,965 Land $5,537 Building $15,428 | |
| 2020 | $59,900 Land $15,820 Building $44,080 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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