28 Randolph Ave, Flat Rock, NC 28731 Property Records

Henderson County property record for 28 Randolph Ave, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,190 sqft · built 1957
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,629 (2025)
Deeds & Mortgages	Sep 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9588160356`

Property Details

APN / Parcel Number

Primary APN	`9588160356`
Alternative APNs	`0200763` `200763`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,190 sqft Heated Area
1st Floor Area	1,964 sqft
Basement Area	648 sqft
Finished Basement	162 sqft
Unfinished Basement	486 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	124 sqft
Deck Area	408 sqft
Patio Area	352 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	200763
Street Address	28 RANDOLPH AVE
City	FLAT ROCK
State	NC
Zip	28731-8602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	200763~R2R
Legal Description	SR1793 OFF TRACY GROVE
Legal Block	16
Legal Lot Number	356
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1017
Census Tract	930302

Owner

28 Randolph Ave is owned and occupied by two individuals who acquired it in September 2022.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 RANDOLPH AVE, FLAT ROCK, NC 28731-8602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 12, 2022
Transfer Doc	0039650001
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON NC
Recording Date	Sep 19, 2022
Property Address	28 RANDOLPH AVE, FLAT ROCK, NC 28731-8602
Document Number	0039650001
Book / Page	3965 / 1
Instrument Date	Sep 12, 2022
Instrument	986816
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 RANDOLPH AVE, 28, FLAT ROCK, NC 28731-8602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 RANDOLPH AVE, FLAT ROCK, NC 28731-8602

Mortgage

Document Number	0039650004
Date	Sep 19, 2022
Book Page	3965/4
Instrument	986817

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.32%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.3%

Tax Assessment & Valuation

The 2025 property tax bill for 28 Randolph Ave was $1,629.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,400 (-) Land $44,600 Building $245,800
2025	$1,629.00	$290,400 Land $44,600 Building $245,800
2023		$290,400 Land $44,600 Building $245,800	$290,400 Land $44,600 Building $245,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Randolph Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Randolph Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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