23 Randolph Ave, Flat Rock, NC 28731 Property Records

Henderson County property record for 23 Randolph Ave, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 1971
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jan 2023)
Tax Bill	$1,749 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9588163535`

Property Details

APN / Parcel Number

Primary APN	`9588163535`
Alternative APNs	`0200980` `200980`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,420 sqft Heated Area
1st Floor Area	1,420 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,234 sqft (0.74 acres)
Garage Type	Mixed
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	608 sqft
Porch	Slab
Porch Area	124 sqft
Deck Area	1,078 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	200980
Street Address	23 RANDOLPH AVE
City	FLAT ROCK
State	NC
Zip	28731-8602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	200980~R2R
Legal Description	#08 & #08A TRACY GROVE
Legal Block	16
Legal Lot Number	3535
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1017
Census Tract	930302

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 RANDOLPH AVE, FLAT ROCK, NC 28731-8602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Warranty Deed, Transfer · Conventional Mortgage CHAMPION CU
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 12, 2018	Deed of Trust, Mortgage · Conventional with PMI STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2023 · Amount on Record
Deed Sale	Jan 27, 2023 · Amount on Record
Deed Document Number	2023992775
Deed Book / Page	4008 / 48
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jan 27, 2023
Property Address	23 RANDOLPH AVE, FLAT ROCK, NC 28731-8602
Document Number	0040080048
Book / Page	4008 / 48
Instrument Date	Jan 27, 2023
Instrument	1000992775
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 673, ENKA, NC 28728-0673

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RANDOLPH AVE, FLAT ROCK, NC 28731-8602

Mortgage

Document Number	0040080052
Date	Jan 27, 2023
Book Page	4008/52
Instrument	1000992776

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	6%
Index	1-Year T-Bill
Max Rate	11%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	23 RANDOLPH AVE, FLAT ROCK, NC 28731-8602
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037310563
Date	Jun 16, 2021
Book Page	3731/563
Instrument	955841

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	23 RANDOLPH AVE, FLAT ROCK, NC 28731-8602
Document Number	0032600532
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	25 RANDOLPH AVE FLAT ROCK NC 28731, FLAT ROCK, NC 28731

Mortgage

Document Number	0032600532
Date	Oct 18, 2018
Book Page	003260/000532
Instrument	892650

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Oct 17, 2038

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,900 (-1.42%) Land $39,300 Building $272,600
2025	$1,749.00
2023		$316,400 Land $39,300 Building $277,100	$311,900 Land $39,300 Building $272,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Randolph Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures