St. Charles County property record for 28 Rainier Pointe Ct, Saint Charles, MO 63301
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 2,336 sqft · built 2001 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,462 (2024) |
| Deeds & Mortgages | May 2022 Line of Credit Nov 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T020700083 |
| Primary APN | T020700083 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,336 sqft Living Area |
| Gross Area | 3,572 sqft |
| 1st Floor Area | 1,600 sqft |
| Basement Area | 1,552 sqft |
| Finished Basement | 736 sqft |
| Unfinished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Spanish |
| Exterior Material | Brick/Stone |
| Lot Area | 3,049 sqft (0.07 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | Deck Area |
| Patio Area | 144 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T020700083 |
|---|---|
| Street Address | 28 RAINIER POINTE CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8404 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VILLAS AT SUMMIT PT #4 RESUB 25 UNIT 25A |
| Legal Subdivision | VILLAS AT SUMMIT POINTE #4 RESUB 25 |
| Legal Lot Number | 25A |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 310301 |
28 Rainier Pointe Ct, a condominium, is owned by a company that acquired it in November 2022 and is owner-occupied.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 28 RAINIER POINTE CT, SAINT CHARLES, MO 63301-8404 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2022 | Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST |
| Nov 23, 2022 | Warranty Deed, Transfer |
| Sep 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2022 |
| Deed Sale | Nov 23, 2022 |
| Prior Sale | Sep 23, 2022 · Amount on File |
| Deed Document Number | 202262832 |
| Prior Transfer Date | Aug 25, 2016 |
| Prior Transfer Doc | 0066000618 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 28 RAINIER POINTE CT, SAINT CHARLES, MO 63301-8404 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 28 RAINIER POINTE CT, SAINT CHARLES, MO 63301-8404 |
| Document Number | 0000027220 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 2022R-027220 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 15, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 23, 2022 |
| Property Address | 28 RAINIER POINTE CT, SAINT CHARLES, MO 63301-8404 |
| Document Number | 0000062832 |
| Map Reference | MB 38 PG 44 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2022R-062832 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 RAINIER POINTE CT, SAINT CHARLES, MO 63301-8404 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 28 RAINIER POINTE CT, SAINT CHARLES, MO 63301-8404 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 23, 2022 |
| Property Address | 28 RAINIER POINTE CT, SAINT CHARLES, MO 63301-8404 |
| Document Number | 0000052364 |
| Map Reference | MB 38 PG 44 |
| Instrument Date | Sep 20, 2022 |
| Instrument | 2022R-052364 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | NOT AVAILABLE, UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 RAINIER POINTE CT, SAINT CHARLES, MO 63301-8404 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 28 RAINIER POINTE CT, SAINT CHARLES, MO 63301-8404 |
| Document Number | 0000052365 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2022R-052365 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,054 (-) | $305,550 (-) Building $305,550 | |
| 2025 | $58,054 | $305,550 Building $305,550 | |
| 2024 | $3,462.00 | ||
| 2023 | $53,972 | ||
| 2022 | $284,063 Building $284,063 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Rainier Pointe Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 75 (1979–2015) |
| Claims Outside the SFHA | 1 of 75 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Rainier Pointe Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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