28 Rainer Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 28 Rainer Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	6 bd · 7.5 ba · 5,203 sqft · built 2020
Lot Size	0.113 acres (4,922 sqft)
Owner	Company Name on Record
Last Sale	$3,250,000 (Sep 2020)
Tax Bill	$37,058 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16310-000-0320`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16310-000-0320`
Alternative APNs	`20-318-16310-000-0320` `1084412`

Interior

Bedrooms	6 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	5,203 sqft Living Area
Gross Area	6,220 sqft
1st Floor Area	2,126 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Shingle
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	4,922 sqft (0.113 acres)
Lot Dimensions	99 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	464 sqft
Porch	Open/Unfinished Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28 RAINER LN
City	INLET BEACH
State	FL
Zip	32461-0944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LOT 32 GRACE POINT PH 1 REPLAT PB 22-69 FKA GRACE POINT PHASE 1 PB 19-44 OR 3146-3528 OR 3161-3071 OR 3348-4797
Legal Range	018
Legal Township	03S
Legal Section	20
Legal Subdivision	GRACE POINT PHASE 1
Legal Phase	1,32
Legal Block	3
Legal Lot Number	32
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1037
Census Tract	950611

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5026 FRANKLIN PIKE, NASHVILLE, TN 37220-1520
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit FIRST PORT CITY BANK
Sep 29, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Prior Sale	Jun 17, 2020 · Amount on Record
Deed Document Number	202037975
Deed Book / Page	3161 / 3071
Last Transfer Date	Jan 28, 2025
Transfer Doc	0033484797
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	28 RAINER LN, INLET BEACH, FL 32461-0944
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031251003
Date	Nov 22, 2019
Book Page	3125/1003
Instrument	20190041198

Lender

Name	FIRST PORT CITY BANK
Type	Bank
Address	BAINBRIDGE, GA 39818

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 29, 2020
Property Address	28 RAINER LN, INLET BEACH, FL 32461-0944
Document Number	0031613071
Book / Page	3161 / 3071
Map Reference	MB 19 PG 44
Instrument Date	Sep 25, 2020
Instrument	20200037975
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FLORIDA TTL PROFESSIONALS IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3039 OLD MILL RD, 3039, DAWSON, GA 39842-2901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WHISTLER CV, FRANKLIN, TN 37067-8151

Mortgage

Document Number	0031613075
Date	Sep 29, 2020
Instrument	3161/3075

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jun 17, 2020
Property Address	28 RAINER LN, INLET BEACH, FL 32461-0944
Document Number	0031463528
Book / Page	003146 / 003528
Instrument Date	Jun 8, 2020
Instrument	20789
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$22,400.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3039 OLD MILL RD DAWSON GA 398422901, DAWSON, GA 39842-2901

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$37,058.00 (+3.51%)	$4,101,335 (-3.51%) Land $1,466,250 Building $2,635,085	$4,101,335 (-3.51%) Land $1,466,250 Building $2,635,085
2024	$35,800.00 (+3.8%)
2023	$34,490.00 (+9.07%)	$4,250,651 (+12.62%) Land $1,466,250 Building $2,784,401	$4,250,651 (+12.62%) Land $1,466,250 Building $2,784,401
2022	$31,622.00	$3,774,449 Land $1,329,347 Building $2,445,102	$3,774,449 Land $1,329,347 Building $2,445,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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