10 Rainer Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 10 Rainer Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,300 sqft · built 2020
Lot Size	0.069 acres (3,006 sqft)
Owner	Company Name on File
Last Sale	$3,220,000 (Aug 2021)
Tax Bill	$27,508 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16310-000-0280`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16310-000-0280`
Alternative APNs	`20-318-16310-000-0280` `1084408`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	3,300 sqft Living Area
Gross Area	4,198 sqft
1st Floor Area	1,256 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Elevator	Elevator

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Shake/Shingle
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	3,006 sqft (0.069 acres)
Lot Dimensions	70 ft deep x 43 ft wide
Garage Type	Attached
Garage Area	264 sqft
Porch	Finished Screened Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10 RAINER LN
City	INLET BEACH
State	FL
Zip	32461-0944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LOT 28 GRACE POINT PH 1 REPLAT PB 22-69 FKA GRACE POINT PH 1 PB 19-44 OR 3139-675 OR 3210-1167
Legal Range	018
Legal Township	03S
Legal Section	20
Legal Subdivision	GRACE POINT PHASE 1
Legal Phase	1,28
Legal Block	2
Legal Lot Number	28
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1037
Census Tract	950611

Owner

10 Rainer Ln is owned by a company that bought it in August 2021.

Source: Walton County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	265 SALT BOX LN, INLET BEACH, FL 32461-8545
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Apr 7, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Prior Sale	Apr 7, 2020 · Amount on File
Deed Document Number	202139108
Deed Book / Page	3210 / 1167
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 4, 2021
Property Address	10 RAINER LN, INLET BEACH, FL 32461-0944
Document Number	0032101167
Book / Page	3210 / 1167
Map Reference	MB 19 PG 44
Instrument Date	Jul 30, 2021
Instrument	20210039108
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1345 W NANCY CREEK DR NE, BROOKHAVEN, GA 30319-1639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 SALT BOX LN, INLET BEACH, FL 32461-8545

Mortgage

Document Number	0032101169
Date	Aug 4, 2021
Instrument	3210/1169

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 7, 2020
Property Address	10 RAINER LN, INLET BEACH, FL 32461-0944
Document Number	0031390675
Book / Page	003139 / 000675
Instrument Date	Apr 3, 2020
Instrument	12329
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$15,707.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 RAINER LN INLET BEACH FL 32461, INLET BEACH, FL 32461

Tax Assessment & Valuation

The 2025 property tax bill for 10 Rainer Ln was $27,508, up 3.6% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,508.00 (+3.61%)	$3,063,964 Land $1,275,000 Building $1,788,964	$3,063,964 Land $1,275,000 Building $1,788,964
2024	$26,550.00 (+5.37%)
2023	$25,198.00 (+19.56%)	$3,081,770 (+35.51%) Land $1,275,000 Building $1,806,770	$3,081,770 (+35.51%) Land $1,275,000 Building $1,806,770
2022	$21,076.00	$2,274,246 Land $687,324 Building $1,586,922	$2,274,246 Land $687,324 Building $1,586,922

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Rainer Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Rainer Ln is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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