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28 Providence Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 28 Providence Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2017
Square Footage2,800 sqft Living Area
Lot Size15,246 sqft (0.35 acres)
OccupancyOwner Occupied
Last Sale$750,000 (2023)
Tax Bill$10,357.00 (2025)

Property Details

APN / Parcel Number

Primary APN029011-0400

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures18 Plumbing Fixtures
Building Area2,800 sqft Living Area
Gross Area3,604 sqft Gross Area
1st Floor2,800 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,246 sqft (0.35 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area614 sqft Garage
Pool Area390 sqft Pool
Patio Area60 sqft Patio
Porch Area251 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address28 PROVIDENCE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-5479
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description73/4-27 WHISPER CREEK PHASE 1 UNITS A AND B LOT 40 OR5806/1812
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 1 UNITS A AND B
Legal Phase1
Legal Block1
Legal Lot Number40
Legal UnitA
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2005
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-0400

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5479
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2023Warranty Deed, Transfer · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Jul 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 16, 2021Deed, Transfer · Conventional Mortgage
EVANSVILLE TEACHERS FCU
Nov 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Jul 29, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 17, 2018Deed of Trust, Mortgage · Line of Credit
SUNTRUST BK/NE GA
Jan 02, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2023 · Amount on Record
Deed SaleAug 09, 2023 · Amount on Record
Prior SaleJul 19, 2022 · Amount on Record
Deed Doc Number202362637
Deed Book / Page5806 / 1812
Prior Transfer DateJul 27, 2020
Prior Transfer Doc0050020164
Record RefreshedJun 08, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 09, 2023
Property Address28 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5479
Document Number0058061812
Book / Page5806 / 1812
Map ReferenceMB 73 PG 4-27
Instrument DateAug 07, 2023
Instrument2023062637
Transaction TypeTransfer
Record UpdatedAug 21, 2023
Title CompanyPARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5635 SW 58TH ST, OCALA, FL 34474-7623

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5479

Mortgage

Document Number0058061814
DateAug 09, 2023
Instrument5806/1814
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address28 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5479
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address362 SAMARA LAKES PKWY, SAINT AUGUSTINE, FL 32092-1937

Mortgage

Document Number0056000609
DateJul 19, 2022
Book Page5600/609
Instrument2022070501
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionST JOHNS FL
Recording DateDec 16, 2021
Property Address28 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5479
Document Number0054460962
Book / Page5446 / 962
Map ReferenceMB 73 PG 4-27
Instrument DateDec 10, 2021
Instrument2021136002
Transaction TypeTransfer
Record UpdatedDec 28, 2021
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,445.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3070 FREE BIRD LOOP, 3070, GREEN COVE SPRINGS, FL 32043-9610

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 PROVIDENCE DR, ST AUGUSTINE, FL 32092-5479

Mortgage

Document Number0005446964
DateDec 16, 2021
Instrument5446/964
Lender
NameEVANSVILLE TEACHERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address28 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5479
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048331793
DateNov 19, 2019
Book Page4833/1793
Instrument2019086553
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateJul 29, 2020
Property Address28 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5479
Document Number0050020164
Book / Page005002 / 000164
Instrument DateJul 27, 2020
Instrument61755
Transaction TypeTransfer
Record UpdatedAug 21, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address28 PROVIDENCE DR ST AUGUSTINE FL 320925479, ST AUGUSTINE, FL 32092-5479

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address28 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5479
Document Number0045381524
Instrument DateApr 17, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address28 PROVIDENCE DR ST AUGUSTINE FL 320925479, ST AUGUSTINE, FL 32092-5479

Mortgage

Document Number0045381524
DateApr 30, 2018
Book Page004538/001524
Instrument28955
Lender
NameSUNTRUST BK/NE GA
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 29, 2048
Interest
Rate TypeAdjustable Rate

January 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJan 02, 2018
Property Address28 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5479
Document Number0044850149
Book / Page4485 / 0149
Map ReferenceMB73 PG4-27
Instrument DateDec 28, 2017
Instrument2018000095
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE100, 4220, SAINT JOHNS, FL 32259

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5479

Mortgage

Document Number2018000096
DateJan 02, 2018
Instrument2018000096
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$574,336 (-0.9%) Land $100,000 Building $474,336$574,336 (-0.9%) Land $100,000 Building $474,336
2025$10,357.00 (-0.02%) Homeowner's exemption$579,527 (-1.32%)$579,527 (-1.32%) Land $100,000 Building $479,527
2024$10,359.00 (+1.84%)$587,271 (+3.66%)$587,271 (+3.66%) Land $100,000 Building $487,271
2023$10,172.00 (+22.48%)$566,518 (+24.05%)$566,518 (+24.05%) Land $84,000 Building $482,518
2022$8,305.00 Homeowner's exemption$456,688$456,688 Land $84,000 Building $372,688

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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