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73 Providence Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 73 Providence Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,914 sqft · built 2016
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$465,000 (May 2020)
Tax Bill$3,074 (2025)
Deeds & MortgagesJan 2026 Mortgage
Oct 2023 Second Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN029011-0670

Property Details

APN / Parcel Number

Primary APN029011-0670

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,914 sqft Living Area
Gross Area3,494 sqft
1st Floor Area2,354 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area580 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address73 PROVIDENCE DR
CityST AUGUSTINE
StateFL
Zip32092-5479
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description73/4-27 WHISPER CREEK PHASE 1 UNITS A AND B LOT 67 OR4936/336
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 1 UNITS A AND B
Legal Phase1
Legal Block1
Legal Lot Number67
Legal UnitA
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2005
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-0670

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address73 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5479
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Oct 11, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VYSTAR CU
May 05, 2020Warranty Deed, Transfer · VA Mortgage
WATSON MORTGAGE CORP
Feb 25, 2020Quit Claim Deed, Subdivision Related Transfer
ATTORNEY ONLY
Sep 05, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 05, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 05, 2020 · Amount on Record
Deed SaleMay 05, 2020 · Amount on Record
Prior SaleAug 01, 2016 · Amount on Record
Deed Document Number202034337
Deed Book / Page4936 / 336
Prior Transfer DateAug 30, 2017
Prior Transfer Doc0044310694
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address73 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5479
Transaction TypeMortgage
Record UpdatedFeb 03, 2026
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address73 PROVIDENCE DR, ST AUGUSTINE, FL 32092-5479

Mortgage

Document Number0062920360
DateJan 21, 2026
Book Page6292/360
Instrument2026005010
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address73 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5479
Transaction TypeMortgage
Record UpdatedOct 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address73 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5479

Mortgage

Document Number0058391825
DateOct 11, 2023
Book Page5839/1825
Instrument2023080461
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2043

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 05, 2020
Property Address73 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5479
Document Number0049360336
Book / Page4936 / 336
Map ReferenceMB 73 PG 4-27
Instrument DateMay 01, 2020
Instrument2020034337
Transaction TypeTransfer
Record UpdatedAug 02, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,255.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address137 ASHTON OAKS DR, 137, ST AUGUSTINE, FL 32092-0830

Transferred To (Grantee/Buyer)

NameVerified Name
Address73 PROVIDENCE DR, ST AUGUSTINE, FL 32092-5479

Mortgage

Document Number0049360340
DateMay 05, 2020
Instrument4936/0340
Lender
NameWATSON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

February 2020: Quit Claim Deed, Subdivision Related Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateFeb 25, 2020
Property Address73 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5479
Document Number0048881464
Book / Page004888 / 001464
Instrument DateFeb 24, 2020
Instrument14466
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 10, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address73 PROVIDENCE DR ST AUGUSTINE FL 320925479, ST AUGUSTINE, FL 32092-5479

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateSep 05, 2017
Property Address73 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5479
Document Number0044310702
Book / Page004431 / 000702
Instrument DateAug 30, 2017
Instrument61194
Transaction TypeTransfer
Record UpdatedOct 03, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4220 RACE TRACK RD ST JOHNS FL 322592084, ST JOHNS, FL 32259-2084
InvestorPossibly a Property Investor

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateSep 05, 2017
Property Address73 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5479
Document Number0044310694
Book / Page004431 / 000694
Instrument DateAug 30, 2017
Instrument61192
Transaction TypeTransfer
Record UpdatedOct 03, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7807 BAYMEADOWS RD E #205 JACKSONVILLE FL 322569666, 205, JACKSONVILLE, FL 32256-9666

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$483,071 (+2.7%)$556,364 (+3.99%) Land $110,000 Building $446,364
2025$3,074.00 (+2.67%) Disabled Person's exemption Veteran's exemption$470,371 (+2.9%)$535,005 (-1.12%) Land $110,000 Building $425,005
2024$2,994.00 (+0.44%) Disabled Person's exemption Veteran's exemption$457,115 (+3%)$541,062 (+9.77%) Land $110,000 Building $431,062
2023$2,981.00 (+0.61%) Disabled Person's exemption Veteran's exemption$443,801 (+12.59%)$492,916 (+16.65%) Land $89,600 Building $403,316
2022$2,963.00 Disabled Person's exemption Veteran's exemption$394,176$422,568 Land $89,600 Building $332,968

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 29 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 235 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityFiber2,000 / 2,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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