28 Prospect St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 28 Prospect St, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,106 sqft · built 1860
Lot Size	0.375 acres (16,335 sqft)
Owner	2 Individual Names on File
Last Sale	$143,900 (Feb 2005)
Tax Bill	$3,615 (2025)
Deeds & Mortgages	Nov 2022 Refinance
APN	`WINC M:5C2 B:0 L:70`

Property Details

APN / Parcel Number

Primary APN	`WINC M:5C2 B:0 L:70`
Alternative APN	`WCDN M:5C2 B:0 L:70`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,106 sqft Living Area
Gross Area	3,664 sqft
Basement Area	664 sqft
Unfinished Basement	664 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,335 sqft (0.375 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	28 PROSPECT ST
City	WINCHENDON
State	MA
Zip	01475-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	70
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	3
Census Block	3013
Census Tract	701102

Owner

28 Prospect St is owned and occupied by two individuals who acquired it in October 2022.

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 PROSPECT ST, WINCHENDON, MA 01475-1732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2005 · Amount on File
Deed Sale	Feb 22, 2005 · Amount on File
Prior Sale	Jan 18, 2005 · Amount on File
Deed Document Number	200526821
Deed Book / Page	35734 / 236
Last Transfer Date	Oct 22, 2022
Transfer Doc	0000119093
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHENDON MA
Recording Date	Nov 3, 2022
Property Address	28 PROSPECT ST, WINCHENDON, MA 01475-1732
Document Number	068444-257
Book / Page	68444 / 257
Instrument Date	Oct 22, 2022
Instrument	119093
Transaction Type	Transfer
Record Updated	Nov 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 PROSPECT ST, WINCHENDON, MA 01475-1732

Mortgage

Document Number	068444-260
Date	Nov 3, 2022
Book Page	68444/260
Instrument	119094

Lender

Name	GLOBAL EQUITY FINANCE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	97 Months
Due	Dec 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 28 Prospect St was $3,615, up 3.1% from the year before.

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,615.00 (+3.08%)	$307,700 (+10.01%) Land $33,600 Building $274,100	$333,165 (+20.6%)
2024	$3,507.00 (-5.52%)	$279,700 (+0.97%) Land $32,200 Building $247,500	$276,260
2023	$3,712.00	$277,000 Land $31,500 Building $245,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 28 Prospect St.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000
Water Source	Purchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20