28 Pratt St, Framingham, MA 01702 Property Records

Middlesex County and Framingham City property record for 28 Pratt St, Framingham, MA 01702

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,333 sqft · built 1927
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on Record
Last Sale$290,000 (Aug 2020)
Tax Bill$5,282 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN135-94-1397

Property Details

APN / Parcel Number

Primary APN135-94-1397
Alternative APNs
  • FRAM M:135 B:94 L:1397 U:000
  • M:012.0 B:0023 L:0028.0
  • F_679192_2924371
  • 426

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,333 sqft Living Area
Gross Area2,770 sqft
1st Floor Area871 sqft
Basement Area871 sqft
Unfinished Basement871 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number426
Street Address28 PRATT ST
CityFRAMINGHAM
StateMA
Zip01702-7361
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeG
Legal Block94
Legal Lot Number1397
JurisdictionFRAMINGHAM MA
Township / Civil DivisionFRAMINGHAM
Census Block Group2
Census Block2006
Census Tract383101

Owner

Source: Middlesex County and Framingham City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28 PRATT ST, FRAMINGHAM, MA 01702-7361
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
EMM LOANS LLC
Aug 14, 2020Quit Claim Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2020 · Amount on Record
Deed SaleAug 14, 2020 · Amount on Record
Prior SaleAug 1, 2008 · Amount on Record
Deed Document Number2020138497
Deed Book / Page75372 / 139
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRAMINGHAM MA
Property Address28 PRATT ST, FRAMINGHAM, MA 01702-7361
Transaction TypeMortgage
Record UpdatedMar 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number085211-280
DateFeb 9, 2026
Book Page85211/280
Instrument14602
Lender
NameEMM LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRAMINGHAM MA
Recording DateAug 14, 2020
Property Address28 PRATT ST, FRAMINGHAM, MA 01702-7361
Document Number75372-139
Book / Page75372 / 139
Instrument DateAug 6, 2020
Instrument138497
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address28 PRATT ST, FRAMINGHAM, MA 01702-7361

Mortgage

Document Number138498
DateAug 14, 2020
Instrument138498
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityFramingham City
Unified School DistrictFramingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,282.00 (+5.11%)$442,400 (+9.7%) Land $208,700 Building $233,700$444,030 (-13.81%)
2024$5,025.00 (+5.15%)$403,300 (+10.46%) Land $185,600 Building $217,700$515,185
2023$4,779.00$365,100 Land $165,800 Building $199,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims1 (1987)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRAMINGHAM WATER DEPT. (MWRA)
serves 72,362 people · EPA ID MA3100000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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