28 Powers Ln, Troy, NY 12182 Property Records

Rensselaer County and Schaghticoke Town property record for 28 Powers Ln, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,791 sqft · built 1994
Lot Size	3.32 acres (144,619 sqft)
Owner	Individual Name on Record
Last Sale	$239,900 (Apr 2016)
Tax Bill	$6,139 (2026)
Deeds & Mortgages	May 2022 Refinance Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`384289 31.-5-1.2`

Property Details

APN / Parcel Number

Primary APN	`384289 31.-5-1.2`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,791 sqft Living Area
1st Floor Area	1,791 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	144,619 sqft (3.32 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	5,000 sqft
Porch	Slab
Porch Area	139 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	28 POWERS LN
City	TROY
State	NY
Zip	12182
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FFO
Legal Description	POWERHOUSE RD HARTNETT SVY 110188
Legal Block	5
Legal Lot Number	1.002
Jurisdiction	RENSSELAER NY
Township / Civil Division	SCHAGHTICOKE
Census Block Group	2
Census Block	2026
Census Tract	51901

Owner

Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 POWERHOUSE RD, SCHAGHTICOKE, NY 12154-4001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL COMMUNICATIONS FCU
Jun 1, 2022	Deed, Transfer
Jun 1, 2022	Deed, Transfer
May 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2016 · Amount on Record
Deed Sale	Apr 1, 2016 · Amount on Record
Deed Book / Page	7778 / 134
Last Transfer Date	Feb 9, 2022
Transfer Doc	0100740170
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	28 POWERS LN, TROY, NY 12182
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100490147
Date	May 5, 2022
Book Page	10049/147
Instrument	2022-610554

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jun 1, 2022
Property Address	28 POWERS LN, TROY, NY 12182
Document Number	0100740173
Book / Page	10074 / 173
Instrument Date	Feb 9, 2022
Instrument	2022-611768
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	28 POWERHOUSE RD, SCHAGHTICOKE, NY 12154-4001

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jun 1, 2022
Property Address	28 POWERS LN, TROY, NY 12182
Document Number	0100740170
Book / Page	10074 / 170
Instrument Date	Feb 9, 2022
Instrument	2022-611767
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	28 POWERHOUSE RD, SCHAGHTICOKE, NY 12154-4001

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	28 POWERS LN, TROY, NY 12182
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095910298
Date	May 20, 2021
Book Page	9591/298
Instrument	2021-589276

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Schaghticoke Town
Unified School District	Hoosic Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,139.00 (-10.72%) Disabled Person's exemption Veteran's exemption
2025	$6,876.00	$53,500 (-) Land $11,400 Building $42,100	$375,702 (+12.71%) Land $80,056 Building $295,646
2023		$53,500 Land $11,400 Building $42,100	$333,333 Land $71,028 Building $262,305

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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