Rensselaer County and Schaghticoke Town property record for 16 Powers Ln, Troy, NY 12182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,268 sqft · built 1956 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,726 (2026) |
| Deeds & Mortgages | Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 384289 61.1-1-24 |
| Primary APN | 384289 61.1-1-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 1,596 sqft |
| 2nd Floor Area | 224 sqft |
| Upper Floors Area | 448 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Dimensions | 320 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 487 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 315J108200 |
|---|---|
| Street Address | 16 POWERS LN |
| City | TROY |
| State | NY |
| Zip | 12182-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 1 |
| Legal Lot Number | 24.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 51902 |
Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 POWERS LN, TROY, NY 12182-9725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 16 POWERS LN, TROY, NY 12182-9725 |
| Document Number | 0000560441 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 16 POWERS LN TROY NY 121829725, TROY, NY 12182-9725 |
| Document Number | 0000560441 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 009009/000240 |
| Instrument | 560441 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 17, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Hoosic Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,726.00 (+2.5%) Homeowner's exemption | ||
| 2025 | $6,562.00 | $47,000 (-) Land $12,000 Building $35,000 | $330,056 (+12.71%) Land $84,270 Building $245,786 |
| 2023 | $47,000 Land $12,000 Building $35,000 | $292,835 Land $74,766 Building $218,069 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2002–2017) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Hudson Valley Wireless, T-Mobile, Verizon.
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