28 Pine Rd, Old Lyme, CT 06371 Property Records

Old Lyme Town property record for 28 Pine Rd, Old Lyme, CT 06371

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 810 sqft · built 1960
Lot Size	3.69 acres (161,134 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Mar 2019)
Tax Bill	$5,900 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2024 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`OLYM M:45 L:26`

Property Details

APN / Parcel Number

Primary APN	`OLYM M:45 L:26`
Alternative APNs	`00191900` `191900`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	810 sqft Living Area
Gross Area	2,996 sqft
Basement Area	810 sqft
Unfinished Basement	100 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	161,134 sqft (3.69 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	191900
Street Address	28 PINE RD
City	OLD LYME
State	CT
Zip	06371-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Lot Number	26
Jurisdiction	OLD LYME CT
Township / Civil Division	OLD LYME
Census Block Group	3
Census Block	3029
Census Tract	660101

Owner

Source: Old Lyme Town records · APN OLYM M:45 L:26

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 PINE RD, OLD LYME, CT 06371-1723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 16, 2024	Deed of Trust, Mortgage · VA Mortgage FIRST ALLIANCE HOME
Apr 15, 2021	Deed of Trust, Mortgage · Balloon Mortgage LENDUS LLC
Mar 22, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage NBKC BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 22, 2019 · Amount on Record
Deed Sale	Mar 22, 2019 · Amount on Record
Prior Sale	Mar 01, 2011 · Amount on Record
Deed Book / Page	427 / 320
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	28 PINE RD, OLD LYME, CT 06371-1723
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000469-242
Date	Dec 11, 2025
Book Page	469/242

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	28 PINE RD, OLD LYME, CT 06371-1723
Transaction Type	Mortgage
Record Updated	Jan 02, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000464-7
Date	Dec 16, 2024
Book Page	464/7

Lender

Name	FIRST ALLIANCE HOME

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	28 PINE RD, OLD LYME, CT 06371-1723
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	442-611
Date	Apr 15, 2021
Book Page	442/611

Lender

Name	LENDUS LLC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD LYME CT
Recording Date	Mar 22, 2019
Property Address	28 PINE RD, OLD LYME, CT 06371-1723
Document Number	427-320
Book / Page	427 / 320
Instrument Date	Mar 20, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	427323
Date	Mar 22, 2019
Instrument	427/323

Lender

Name	NBKC BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Old Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Lyme Town
Unified School District	Regional School District 18 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,900.00	$363,500 (+63.3%) Land $212,200 Building $151,300	$254,450 Land $148,540 Building $105,910
2024	$5,900.00 (+12.79%)
2023	$5,231.00	$222,600 (-) Land $151,300 Building $71,300
2022	$5,231.00	$222,600 Land $151,300 Building $71,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 120 locations within half a mile of this property.

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