Old Lyme Town property record for 20 Pine Rd, Old Lyme, CT 06371
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,774 sqft · built 1980 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (May 2013) |
| Tax Bill | $7,174 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit May 2019 Reverse Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | OLYM M:45 L:24 |
| Primary APN | OLYM M:45 L:24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,774 sqft Living Area |
| Gross Area | 5,256 sqft |
| Basement Area | 1,594 sqft |
| Unfinished Basement | 1,594 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,000 sqft (0.459 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 191700 |
|---|---|
| Street Address | 20 PINE RD |
| City | OLD LYME |
| State | CT |
| Zip | 06371-1723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Lot Number | 24 |
| Jurisdiction | OLD LYME CT |
| Township / Civil Division | OLD LYME |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 660101 |
Source: Old Lyme Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 PINE RD, OLD LYME, CT 06371-1723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 23, 2019 | Deed of Trust, Mortgage · Reverse Mortgage CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2013 · Amount on Record |
| Deed Sale | May 13, 2013 · Amount on Record |
| Prior Sale | Jan 17, 2012 · Amount on Record |
| Deed Book / Page | 392 / 693 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD LYME CT |
| Property Address | 20 PINE RD, OLD LYME, CT 06371-1723 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00453-1138 |
|---|---|
| Date | Jan 10, 2023 |
| Book Page | 453/1138 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD LYME CT |
| Property Address | 20 PINE RD, OLD LYME, CT 06371-1723 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00427-1184 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 427/1184 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2044 |
Source: Old Lyme Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Old Lyme Town |
| Unified School District | Regional School District 18 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,174.00 | $442,000 (+66.23%) Land $106,800 Building $335,200 | $309,400 Land $74,760 Building $234,640 |
| 2024 | $7,174.00 (+14.8%) | ||
| 2023 | $6,249.00 | $265,900 (-) Land $73,400 Building $192,500 | |
| 2022 | $6,249.00 | $265,900 Land $73,400 Building $192,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 86% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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