28 Ottawa St, San Mateo, CA 94401 Property Records

San Mateo County property record for 28 Ottawa St, San Mateo, CA 94401

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,410 sqft · built 1947
Lot Size0.115 acres (5,000 sqft)
Owner2 Company Names on Record
Last Sale$891,000 (Oct 2016)
Tax Bill$13,912 (2025)
Deeds & MortgagesOct 2020 Mortgage
Oct 2018 Transfer
Flood ZoneZone X (reduced by levee)
APN033-181-280

Property Details

APN / Parcel Number

Primary APN033-181-280

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,410 sqft Living Area
1st Floor Area1,140 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage Area290 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address28 OTTAWA ST
CitySAN MATEO
StateCA
Zip94401-1305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR106
Legal DescriptionLOT 28 BLOCK 5 SHORE VIEW TRACT MAP NO 5 RSM 25/41 42 CITY OF SAN MATEO
Legal SubdivisionSHORE VIEW TRACT MAP NO 5
Legal Block5
Legal Lot Number28
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group2
Census Block2002
Census Tract606100

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address28 OTTAWA ST, SAN MATEO, CA 94401-1305
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 31, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2016 · Amount on Record
Deed SaleOct 3, 2016 · Amount on Record
Deed Document Number2016101848
Last Transfer DateOct 30, 2018
Transfer Doc0000085125
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address28 OTTAWA ST, SAN MATEO, CA 94401-1305
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 OTTAWA ST, SAN MATEO, CA 94401-1305

Mortgage

Document Number0000112661
DateOct 19, 2020
Instrument2020-112661
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN MATEO CA
Recording DateOct 31, 2018
Property Address28 OTTAWA ST, SAN MATEO, CA 94401-1305
Document Number0000085125
Instrument DateOct 30, 2018
Instrument85125
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address28 OTTAWA ST SAN MATEO CA 944011305, SAN MATEO, CA 94401-1305

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,054,756 (+2%) Land $834,574 Building $220,182
2025$13,912.00 (+5.24%) Homeowner's exemption$1,034,075 (+4.04%) Land $818,210 Building $215,865
2023$13,219.00 (-0.58%) Homeowner's exemption$993,923 Land $786,439 Building $207,484$1,082,970
2022$13,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (1979–2014)
Most Recent ClaimDec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

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