San Mateo County property record for 16 Ottawa St, San Mateo, CA 94401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,410 sqft · built 1947 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $755,000 (Jun 2005) |
| Tax Bill | $14,272 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 033-181-250 |
| Primary APN | 033-181-250 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Family Room | Family Room |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 290 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 16 OTTAWA ST |
|---|---|
| City | SAN MATEO |
| State | CA |
| Zip | 94401-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 25 BLOCK 5 SHORE VIEW TRACT MAP NO 5 RSM 25/41 42 CITY OF SAN MATEO |
| Legal Subdivision | SHORE VIEW TRACT MAP NO 5 |
| Legal Block | 5 |
| Legal Lot Number | 25 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 606100 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 16 OTTAWA ST, SAN MATEO, CA 94401-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 4, 2023 | Deed of Trust, Mortgage · Line of Credit THE POLICE CU |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 12, 2017 | Deed of Trust, Mortgage · Line of Credit SAN FRANCISCO POLICE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2005 · Amount on Record |
| Deed Sale | Jun 17, 2005 · Amount on Record |
| Prior Sale | Jul 31, 1997 · Amount on Record |
| Deed Document Number | 2005100874 |
| Prior Transfer Date | Jul 16, 1997 |
| Prior Transfer Doc | 0000093037 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 16 OTTAWA ST, SAN MATEO, CA 94401-1305 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 16 OTTAWA ST, SAN MATEO, CA 94401-1305 |
| Document Number | 0000000258 |
|---|---|
| Date | Jan 4, 2023 |
| Instrument | 2023-000258 |
| Name | THE POLICE CU |
|---|---|
| Type | Credit Union |
| Address | SAN BRUNO, CA 94066 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 3, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 16 OTTAWA ST, SAN MATEO, CA 94401-1305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 16 OTTAWA ST, SAN MATEO, CA 94401-1305 |
| Document Number | 0000009992 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 2021-009992 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 16 OTTAWA ST, SAN MATEO, CA 94401-1305 |
| Document Number | 0000006587 |
| Instrument Date | Jan 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 16 OTTAWA ST SAN MATEO CA 944011305, SAN MATEO, CA 94401-1305 |
| Document Number | 0000006587 |
|---|---|
| Date | Jan 23, 2017 |
| Instrument | 6587 |
| Name | SAN FRANCISCO POLICE CU |
|---|---|
| Type | Credit Union |
| Address | SAN FRANCISCO, CA 94122 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Mateo City |
| Elementary School District | San Mateo-Foster City Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,073,436 (+2%) Land $536,718 Building $536,718 | ||
| 2025 | $14,272.00 (+5.45%) Homeowner's exemption | $1,052,390 (+4.04%) Land $526,195 Building $526,195 | |
| 2023 | $13,534.00 (+1.59%) Homeowner's exemption | $1,011,526 Land $505,763 Building $505,763 | $1,008,090 |
| 2022 | $13,322.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1979–2014) |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
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