Monroe County property record for 28 Osprey Rd, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1 ba · 912 sqft · built 1972 |
| Lot Size | 0.083 acres (3,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Jun 2021) |
| Tax Bill | $3,771 (2024) |
| Deeds & Mortgages | May 2026 Transfer Jun 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00532701-015200 |
| Primary APN | 00532701-015200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 3,600 sqft (0.083 acres) |
| Lot Dimensions | 80 ft deep x 45 ft wide |
| View / Lot | Canal |
| Porch | Open Porch |
|---|---|
| Porch Area | 880 sqft |
| Deck Area | Deck Area |
| Patio Area | 280 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1653403 |
|---|---|
| Street Address | 28 OSPREY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3048 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | URM |
| Legal Description | BK 5 LT 28 SEXTON COVE ESTATES - RESUBDIVISION KEY LARGO PB6-30 OR58-39 OR873-2419 OR877-285 OR1144-1758 OR1379-2002 OR1883-2356 OR2045-837R/S OR2628-2031 OR3102-0048 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 01 |
| Legal Subdivision | SEXTON COVES ESTATES |
| Legal Block | 5 |
| Legal Lot Number | 28 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28 OSPREY RD, KEY LARGO, FL 33037-3048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| May 12, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 1, 2021 | Warranty Deed, Transfer CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2021 · Amount on Record |
| Deed Sale | Jun 1, 2021 · Amount on Record |
| Prior Sale | May 13, 2013 · Amount on Record |
| Deed Document Number | 20212322747 |
| Deed Book / Page | 3102 / 48 |
| Last Transfer Date | May 5, 2026 |
| Transfer Doc | 0002543125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 12, 2026 |
| Property Address | 28 OSPREY RD, KEY LARGO, FL 33037-3048 |
| Document Number | 0002543125 |
| Book / Page | 3380 / 1286 |
| Instrument Date | May 5, 2026 |
| Instrument | 20262543125 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 OSPREY RD, KEY LARGO, FL 33037-3048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 1, 2021 |
| Property Address | 28 OSPREY RD, KEY LARGO, FL 33037-3048 |
| Document Number | 0031020048 |
| Book / Page | 3102 / 48 |
| Map Reference | MB 6 PG 30 |
| Instrument Date | May 28, 2021 |
| Instrument | 2322747 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10330 SW 42ND ST, 10330, MIAMI, FL 33165-4932 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3900 NW 174TH ST, MIAMI GARDENS, FL 33055-3828 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $447,494 (+38.8%) Land $416,030 Building $31,464 | $447,494 (+38.8%) Land $416,030 Building $31,464 | |
| 2024 | $3,771.00 (+18.07%) | ||
| 2023 | $3,194.00 (+12.62%) | $322,393 (+17.28%) Land $291,924 Building $30,469 | $322,393 (+17.28%) Land $291,924 Building $30,469 |
| 2022 | $2,836.00 | $274,894 Land $243,270 Building $31,624 | $274,894 Land $243,270 Building $31,624 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures