Monroe County property record for 23 Osprey Rd, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1 ba · 956 sqft · built 1985 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Company Name on File |
| Last Sale | $650,000 (Oct 2022) |
| Tax Bill | $5,276 (2024) |
| Deeds & Mortgages | Oct 2022 Sale Aug 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 00532701-014700 |
| Primary APN | 00532701-014700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 956 sqft Living Area |
| 1st Floor Area | 956 sqft |
| Flooring | Terrazzo |
| Interior Walls | Masonry |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 80 ft deep x 55 ft wide |
| View / Lot | Canal |
| Porch | Florida Room |
|---|---|
| Porch Area | 656 sqft |
| Deck Area | Deck Area |
| Patio Area | 70 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1653357 |
|---|---|
| Street Address | 23 OSPREY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3048 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | URM |
| Legal Description | BK 5 LOT 23 AND W 10 FEET LOT 24 SEXTON COVE ESTATES RESUBDIVISION KEY LARGO PB6-30 OR58-39 OR869-424 OR875-1193 OR877-271 OR1563-1172 OR2214-851 OR2431-1284 OR2439-1150 OR2441-573 OR2441-574 OR2441-576 OR2441-578 OR2441-581 OR2441-582 OR3120-466 OR3 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 01 |
| Legal Subdivision | SEXTON COVES ESTATES |
| Legal Block | 5 |
| Legal Lot Number | 23,24 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
23 Osprey Rd, a mobile home, is owned by a company that bought it in October 2022.
Source: Monroe County records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12190 SW 93RD AVE, MIAMI, FL 33176-5002 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Oct 31, 2022 | Deed, Transfer CORAL REEF TITLE COMPANY |
| Aug 17, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2022 · Amount on File |
| Deed Sale | Oct 31, 2022 · Amount on File |
| Prior Sale | Nov 19, 2009 |
| Deed Document Number | 20222396139 |
| Deed Book / Page | 3199 / 1943 |
| Prior Transfer Date | Aug 5, 2021 |
| Prior Transfer Doc | 0031200466 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 31, 2022 |
| Property Address | 23 OSPREY RD, KEY LARGO, FL 33037-3048 |
| Document Number | 0031991943 |
| Book / Page | 3199 / 1943 |
| Map Reference | MB 6 PG 30 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2396139 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | CORAL REEF TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $4,550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2104 NE 39TH TER, HOMESTEAD, FL 33033-5112 |
| Name | Verified Name |
|---|---|
| Address | 12190 SW 93RD AVE, MIAMI, FL 33176-5002 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 17, 2021 |
| Property Address | 23 OSPREY RD, KEY LARGO, FL 33037-3048 |
| Document Number | 0031200466 |
| Book / Page | 3120 / 466 |
| Map Reference | MB 6 PG 30 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 2335698 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 16 OSPREY RD, KEY LARGO, FL 33037-3048 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $650,850 Land $537,889 Building $112,961 | $650,850 Land $537,889 Building $112,961 | |
| 2024 | $5,276.00 (+15.35%) | ||
| 2023 | $4,574.00 (+36.25%) | $518,704 (+33.39%) Land $403,920 Building $114,784 | $518,704 (+33.39%) Land $403,920 Building $114,784 |
| 2022 | $3,357.00 | $388,871 Land $286,110 Building $102,761 | $388,871 Land $286,110 Building $102,761 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Osprey Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Osprey Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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