28 Optima, San Clemente, CA 92672 Property Records

Orange County property record for 28 Optima, San Clemente, CA 92672 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1989
Square Footage2,045 sqft Living Area
Lot Size3,610 sqft (0.082 acres)
OccupancyOwner Occupied
Last Sale$530,000 (2003)
Tax Bill$7,763.00 (2025)

Owner

Source: Orange County records · APN 690-601-36

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address28 OPTIMA, SAN CLEMENTE, CA 92672-9406
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUN WEST MORTGAGE COMPANY INC
Aug 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL BANK OF KANSAS CITY
Feb 13, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 02, 2003 · Amount on Record
Deed SaleMay 02, 2003 · Amount on Record
Prior SaleMay 02, 2003
Deed Doc Number0000499504
Last Transfer DateFeb 13, 2019
Transfer Doc0000043197
Record RefreshedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address28 OPTIMA, SAN CLEMENTE, CA 92672-9406
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address16691 EDGEWATER LN, HUNTINGTON BEACH, CA 92649-3072

Mortgage

Document Number0000358906
DateJun 03, 2021
Instrument2021000358906
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2036

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address28 OPTIMA, SAN CLEMENTE, CA 92672-9406
Transaction TypeMortgage
Record UpdatedJul 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000322379
DateAug 29, 2019
Instrument2019000322379
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 01, 2039

February 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateFeb 13, 2019
Property Address28 OPTIMA, SAN CLEMENTE, CA 92672-9406
Document Number0000043197
Map ReferenceMB 808 PG 33-38
Instrument DateFeb 07, 2019
Instrument2019000043197
Transaction TypeTransfer
Record UpdatedJul 21, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 OPTIMA, SAN CLEMENTE, CA 92672-9406

Mortgage

Document Number0000043198
DateFeb 13, 2019
Instrument2019000043198
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2039

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,763.00 (+3.89%)$767,609 (+4.04%) Land $497,520 Building $270,089
2023$7,472.00 (+1.94%)$737,802 Land $478,200 Building $259,602
2022$7,330.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 26% of California
Wildfire LikelihoodAbout 1 in 1,190 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN690-601-36

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,045 sqft Living Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Lot Area3,610 sqft (0.082 acres)
Parking Spaces2 Parking Spaces
Garage Area489 sqft Garage
Pool TypeSpa/Hot Tub (Only) Pool Type

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address28 OPTIMA
CitySAN CLEMENTE
StateCA
Zip92672-9406
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN TR 12883 BLK LOT 130
Legal Subdivision12883
Legal Tract12883
Legal Lot Number130
JurisdictionORANGE CA
Minor Civil DivisionSOUTH COAST
Census Blockgroup2
Census Block2000
Census Tract42109

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