28 Old Jay Rd, Eclectic, AL 36024 Property Records

Elmore County property record for 28 Old Jay Rd, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,866 sqft · built 2020
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$805,941 (Aug 2020)
Tax Bill	$2,011 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-05-22-0-001-009.007`

Property Details

APN / Parcel Number

Primary APN	`07-05-22-0-001-009.007`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,866 sqft Living Area
1st Floor Area	1,293 sqft
Basement Area	818 sqft
Finished Basement	818 sqft
Utility Area	16 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stone
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28 OLD JAY RD
City	ECLECTIC
State	AL
Zip	36024-4643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 TALISI COVE PHASE 1 29/19
Legal Range	21E
Legal Township	20N
Legal Section	22
Legal Subdivision	TALISI COVE PHASE 1
Legal Phase	1
Legal Lot Number	4
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	1
Census Block	1011
Census Tract	30300

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3389 CHIPPENHAM CIR, BIRMINGHAM, AL 35242-7822
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Deed Book / Page	2020 / 58476
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Aug 20, 2020
Property Address	28 OLD JAY RD, ECLECTIC, AL 36024-4643
Document Number	2020/58476
Book / Page	2020 / 58476
Map Reference	MB 29 PG 19
Instrument Date	Aug 18, 2020
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3111 TIMBERLAKE RD, 3111, VESTAVIA, AL 35243-2311

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3389 CHIPPENHAM CIR, BIRMINGHAM, AL 35242-7822

Mortgage

Document Number	0202058478
Date	Aug 20, 2020
Instrument	2020/58478

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,011.00 (-0.45%)
2025	$2,020.00 (-0.49%)	$78,820 (-0.48%)	$787,880 (-0.48%) Land $375,000 Building $412,880
2024	$2,030.00 (-0.44%)	$79,200 (-50.22%)	$791,680 (-0.49%) Land $375,000 Building $416,680
2023	$2,039.00 (-0.1%)	$159,116 (-0.1%) Land $75,000 Building $84,116	$795,580 (-0.1%) Land $375,000 Building $420,580
2022	$2,041.00	$159,278 Land $65,000 Building $94,278	$796,390 Land $325,000 Building $471,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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