124 Old Jay Rd, Eclectic, AL 36024 Property Records

Elmore County property record for 124 Old Jay Rd, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,774 sqft · built 2020
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$472,500 (Feb 2021)
Tax Bill	$2,129 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-05-22-0-001-009.028`

Property Details

APN / Parcel Number

Primary APN	`07-05-22-0-001-009.028`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	1,774 sqft Living Area
2nd Floor Area	887 sqft

Exterior

Year Built	Built 2020
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	7,405 sqft (0.169 acres)
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	124 OLD JAY RD
City	ECLECTIC
State	AL
Zip	36024-4644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 TALISI COVE PHASE 1 29/19
Legal Subdivision	TALISI COVE PHASE 1
Legal Phase	1
Legal Lot Number	20
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	1
Census Block	1011
Census Tract	30300

Owner

Source: Elmore County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4017 MANCHESTER CT, PACE, FL 32571-7616
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Warranty Deed, Transfer · Conventional Mortgage PEN AIR FEDERAL CU
Aug 20, 2020	Warranty Deed, Transfer · Commercial Mortgage SERVISFIRST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Prior Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	0202115722
Deed Book / Page	2021 / 15722
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Feb 23, 2021
Property Address	124 OLD JAY RD, ECLECTIC, AL 36024-4644
Document Number	2021/15722
Book / Page	2021 / 15722
Map Reference	MB 29 PG 19
Instrument Date	Jan 29, 2021
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8430 TIMBER CREEK DR, 8430, PIKE ROAD, AL 36064-2203

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4017 MANCHESTER CT, PACE, FL 32571-7616

Mortgage

Document Number	0202115725
Date	Feb 23, 2021
Instrument	2021/15725

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Aug 20, 2020
Property Address	124 OLD JAY RD, ECLECTIC, AL 36024-4644
Document Number	2020/58243
Book / Page	2020 / 58243
Map Reference	MB 29 PG 19
Instrument Date	Aug 5, 2020
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3111 TIMBERLAKE RD, 3111, VESTAVIA, AL 35243-2311

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8430 TIMBER CREEK DR, PIKE ROAD, AL 36064-2203

Mortgage

Document Number	0202058245
Date	Aug 20, 2020
Instrument	2020/58245

Lender

Name	SERVISFIRST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,129.00 (-0.75%)	$83,160 (-0.79%)	$415,800 (-0.79%) Land $100,000 Building $315,800
2024	$2,145.00 (-0.79%)	$83,820 (-0.78%)	$419,100 (-0.78%) Land $100,000 Building $319,100
2023	$2,162.00 (+47.98%)	$84,480 (+58.98%) Land $20,000 Building $64,480	$422,400 (+58.98%) Land $100,000 Building $322,400
2022	$1,461.00	$53,140 Land $20,000 Building $33,140	$265,700 Land $100,000 Building $165,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Telapex Fiber · Cable	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Uniti Group.

Cell Coverage

5G (outdoors only) and 4G LTE

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