28 Oakwilde Dr, Asheville, NC 28803 Property Records

Buncombe County property record for 28 Oakwilde Dr, Asheville, NC 28803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 1962
Lot Size	0.419 acres (18,295 sqft)
Owner	2 Owner Names on File
Last Sale	$232,000 (Apr 2012)
Tax Bill	$3,043 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9645-83-3637-00000`

Property Details

APN / Parcel Number

Primary APN	`9645-83-3637-00000`
Alternative APN	`964516832672000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
Gross Area	3,192 sqft
1st Floor Area	1,596 sqft
Basement Area	1,596 sqft
Finished Basement	798 sqft
Unfinished Basement	798 sqft
Sunroom	Sunroom
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.419 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Patio Area	140 sqft
Canopy	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	964516832672000
Street Address	28 OAKWILDE DR
City	ASHEVILLE
State	NC
Zip	28803-3369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 04/30/2012 DEE
Legal Description	DEED DATE: 04/30/2012 DEED: 4978-0261 SUBDIV: OAK FOREST BLOCK: Q LOT: 4 SECTION: PLAT: 0030-0079
Legal Subdivision	OAK FOREST
Legal Block	Q
Legal Lot Number	4
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	4
Census Block	4009
Census Tract	2204

Owner

The current owner of 28 Oakwilde Dr bought it in April 2012.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	2 Owner Names on File
Mailing Address	28 OAKWILDE DR, ASHEVILLE, NC 28803-3369
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Mar 6, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2012 · Amount on File
Deed Sale	Apr 30, 2012 · Amount on File
Deed Document Number	0004978261
Deed Book / Page	4978 / 261
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	28 OAKWILDE DR, ASHEVILLE, NC 28803-3369
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063820388
Date	Feb 1, 2024
Book Page	6382/388

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jan 1, 2034

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	28 OAKWILDE DR, ASHEVILLE, NC 28803-3369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059861370
Date	Dec 1, 2020
Book Page	5986/1370

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	28 OAKWILDE DR, ASHEVILLE, NC 28803-3369
Document Number	0056441846
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Mar 29, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 OAKWILDE DR ASHEVILLE NC 288033369, ASHEVILLE, NC 28803-3369

Mortgage

Document Number	0056441846
Date	Mar 15, 2018
Book Page	005644/001846

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 14, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 28 Oakwilde Dr was $3,043.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Asheville City
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,043.00	$307,900
2023	$2,774.00	$307,900	$307,900 Land $66,500 Building $241,400
2021			$307,900 Land $66,500 Building $241,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Oakwilde Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Oakwilde Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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