25 Oakwilde Dr, Asheville, NC 28803 Property Records

Buncombe County property record for 25 Oakwilde Dr, Asheville, NC 28803

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,186 sqft · built 1960
Lot Size	0.489 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$152,000 (Aug 1998)
Tax Bill	$4,105 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9645-83-5522-00000`

Property Details

APN / Parcel Number

Primary APN	`9645-83-5522-00000`
Alternative APN	`964516834468000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,186 sqft Living Area
Gross Area	4,222 sqft
1st Floor Area	2,186 sqft
Basement Area	2,036 sqft
Finished Basement	1,346 sqft
Unfinished Basement	690 sqft
Flooring	Carpet
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.489 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	378 sqft
Patio Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	964516834468000
Street Address	25 OAKWILDE DR
City	ASHEVILLE
State	NC
Zip	28803-3367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 08/03/1998 DEE
Legal Description	DEED DATE: 08/03/1998 DEED: 2039-0768 SUBDIV: OAK FOREST BLOCK: P LOT: 8 SECTION: PLAT: 0030-0079
Legal Subdivision	OAK FOREST
Legal Block	P
Legal Lot Number	8
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	4
Census Block	4009
Census Tract	2204

Owner

25 Oakwilde Dr is owned and occupied by two individuals who bought it in August 1998.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	25 OAKWILDE DR, ASHEVILLE, NC 28803-3367
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 13, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 1998 · Amount on File
Deed Sale	Aug 3, 1998 · Amount on File
Deed Document Number	0002039768
Deed Book / Page	2039 / 768
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	25 OAKWILDE DR, ASHEVILLE, NC 28803-3367
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 OAKWILDE DR, ASHEVILLE, NC 28803-3367

Mortgage

Document Number	0062071170
Date	Apr 13, 2022
Book Page	6207/1170

Lender

Name	COGENT BANK
Type	Bank
Address	ASHEVILLE, NC 28803

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Mar 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	25 OAKWILDE DR, ASHEVILLE, NC 28803-3367
Transaction Type	Mortgage
Record Updated	May 13, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060591695
Date	May 3, 2021
Book Page	6059/1695

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	25 OAKWILDE DR, ASHEVILLE, NC 28803-3367
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056921055
Date	Aug 13, 2018
Book Page	5692/1055

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 12, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 25 Oakwilde Dr was $4,105.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Asheville City
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,105.00	$415,300
2023	$3,741.00	$415,300	$415,300 Land $67,900 Building $347,400
2021			$415,300 Land $67,900 Building $347,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Oakwilde Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Oakwilde Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oakwilde Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures