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28 Oak View Cir E, Palm Coast, FL 32137 Property Records

Flagler County property record for 28 Oak View Cir E, Palm Coast, FL 32137

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,528 sqft · built 2005
Lot Size0.275 acres (11,979 sqft)
Owner2 Individual Names on Record
Last Sale$520,000 (Nov 2020)
Tax Bill$7,946 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN04-11-31-3503-00000-0360

Property Details

APN / Parcel Number

Primary APN04-11-31-3503-00000-0360

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,528 sqft Living Area
Gross Area3,514 sqft
1st Floor Area2,528 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2007
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area11,979 sqft (0.275 acres)
DrivewayBrick Driveway
Driveway Area927 sqft
Pool Area320 sqft
Patio Area987 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address28 OAK VIEW CIR E
CityPALM COAST
StateFL
Zip32137-3391
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionOCEAN HAMMOCK PARCEL B-3 LOT 36 OR 875 PG 837 OR 1015 PG 1698 OR 1236/93 OR 1244/1579 OR 1756/1790-RDMAN CAMILLE ANN EMMETT & SALVATORE R MANGANO & STEPHEN MANGANO
Legal Range31E
Legal Township11S
Legal Section04
Legal SubdivisionOCEAN HAMMOCK
Legal Block3
Legal Lot Number36
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2013
Census Tract60106

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address28 OAK VIEW CIR E, PALM COAST, FL 32137-3391
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2020 · Amount on Record
Deed SaleNov 30, 2020 · Amount on Record
Prior SaleMay 10, 2005 · Amount on Record
Deed Document Number202049302
Deed Book / Page2499 / 1002
Prior Transfer DateFeb 12, 2010
Prior Transfer Doc0017561760
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateNov 30, 2020
Property Address28 OAK VIEW CIR E, PALM COAST, FL 32137-3391
Document Number0024991002
Book / Page2499 / 1002
Map ReferenceMB 31 PG 97-99
Instrument DateNov 16, 2020
Instrument2020049302
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyOCEAN BLUE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,640.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address29 RIVER LANDING DR, 29, PALM COAST, FL 32137-1531

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 OAK VIEW CIR E, PALM COAST, FL 32137-3391

Mortgage

Document Number0024991004
DateNov 30, 2020
Instrument2499/1004
Lender
NameSTIFEL BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,946.00 (-4%) Homeowner's exemption$605,118 (+5.99%)$746,275 (-2.69%) Land $244,000 Building $502,275
2024$8,277.00 (+2.1%)
2023$8,107.00 (+4.63%) Homeowner's exemption$570,937 (+3%)$766,935 (+6.86%) Land $213,500 Building $553,435
2022$7,748.00 Homeowner's exemption$554,308$717,708 Land $187,000 Building $530,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 290 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,079 units insured
incl. 789 condo units
Nearby Flood Claims148 (1992–2022)
Claims Outside the SFHA60 of 148
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Ian, Oct 2022 · 8 claims
  • Hurricane Irma, Oct 2017 · 17 claims
  • Hurricane Matthew, Oct 2016 · 111 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNES COMMUNITY DEVELOPMENT DISTRICT
private · serves 5,054 people · EPA ID FL2184259
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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