26 Oak View Cir E, Palm Coast, FL 32137 Property Records

Flagler County property record for 26 Oak View Cir E, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,027 sqft · built 2005
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Dec 2023)
Tax Bill	$10,584 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`04-11-31-3503-00000-0350`

Property Details

APN / Parcel Number

Primary APN	`04-11-31-3503-00000-0350`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,027 sqft Living Area
Gross Area	4,206 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	11,979 sqft (0.275 acres)
Driveway	Brick Driveway
Driveway Area	63 sqft
Pool Area	493 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	26 OAK VIEW CIR E
City	PALM COAST
State	FL
Zip	32137-3391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OCEAN HAMMOCK PARCEL B-3 LOT 35 OR 875 PG 837 OR 1001 PG 1305 OR 1367/1684 OR 1652/1275 OR 1700/413 OR 1929/314
Legal Range	31E
Legal Township	11S
Legal Section	04
Legal Subdivision	OCEAN HAMMOCK
Legal Block	3
Legal Lot Number	35
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2013
Census Tract	60106

Owner

Source: Flagler County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 OAK VIEW CIR E, PALM COAST, FL 32137-3391
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · VA Mortgage LOANSTEADY LLC
Dec 21, 2023	Warranty Deed, Transfer · VA Mortgage LOANSTEADY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2023 · Amount on Record
Deed Sale	Dec 21, 2023 · Amount on Record
Prior Sale	Mar 21, 2013 · Amount on Record
Deed Document Number	202354795
Deed Book / Page	2834 / 1766
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	26 OAK VIEW CIR E, PALM COAST, FL 32137-3391
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 OAK VIEW CIR E, PALM COAST, FL 32137-3391

Mortgage

Document Number	0029960346
Date	Oct 7, 2025
Book Page	2996/346
Instrument	2025040720

Lender

Name	LOANSTEADY LLC
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 21, 2023
Property Address	26 OAK VIEW CIR E, PALM COAST, FL 32137-3391
Document Number	0028341766
Book / Page	2834 / 1766
Map Reference	MB 31 PG 97-99
Instrument Date	Dec 11, 2023
Instrument	2023054795
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	594 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 OAK VIEW CIR E, PALM COAST, FL 32137-3391

Mortgage

Document Number	0028341768
Date	Dec 21, 2023
Instrument	2834/1768

Lender

Name	LOANSTEADY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,584.00 (-2.42%)	$797,411 (+55.53%)	$894,607 (+0.01%) Land $244,000 Building $650,607
2024	$10,847.00 (+49.08%)
2023	$7,276.00 (+4.96%) Homeowner's exemption	$512,699 (+3%)	$894,505 (+7.26%) Land $213,500 Building $681,005
2022	$6,932.00 Homeowner's exemption	$497,766	$833,934 Land $187,000 Building $646,934

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 290 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,079 units insured incl. 789 condo units
Nearby Flood Claims	148 (1992–2022)
Claims Outside the SFHA	60 of 148
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Oct 2022 · 8 claims Hurricane Irma, Oct 2017 · 17 claims Hurricane Matthew, Oct 2016 · 111 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNES COMMUNITY DEVELOPMENT DISTRICT private · serves 5,054 people · EPA ID FL2184259
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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