28 Oak St, Harrison, NY 10528 Property Records

Westchester County and Harrison Town property record for 28 Oak St, Harrison, NY 10528

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 3,235 sqft · built 2005
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Feb 2005)
Tax Bill$22,275 (2026)
Flood ZoneZone AE (high risk)
APN552801 0102.-4

Property Details

APN / Parcel Number

Primary APN552801 0102.-4
Alternative APNs
  • 5528000001020000004
  • 000006490

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,235 sqft Total Area
1st Floor Area1,627 sqft
2nd Floor Area1,608 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchSlab
Porch Area94 sqft
Patio Area15 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number000006490
Street Address28 OAK ST
CityHARRISON
StateNY
Zip10528-3520
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeB
Legal Subdivision2ND MAP OF FRANKLIN PARK
Legal Lot Number4
JurisdictionWESTCHESTER NY
Township / Civil DivisionHARRISON
Census Block Group4
Census Block4007
Census Tract8404

Owner

28 Oak St, a duplex, is owned and occupied by two individuals who bought it in February 2005.

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address28 OAK ST, HARRISON, NY 10528-3520
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2005 · Amount on File
Deed SaleFeb 16, 2005 · Amount on File
Deed Document Number2005443270255
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 28 Oak St was $22,275 with a homeowner's exemption, up 0.4% from the year before.

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionHarrison Town
MunicipalityHarrison Village
Unified School DistrictHarrison Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$22,275.00 (+0.38%) Homeowner's exemption
2025$22,190.00$13,800 (-) Land $1,500 Building $12,300$1,189,655 (-2.59%) Land $129,310 Building $1,060,345
2024Homeowner's exemption$13,800 (-) Land $1,300 Building $12,500$1,221,239 (+3.54%) Land $115,044 Building $1,106,195
2023$13,800 Land $1,300 Building $12,500$1,179,487 Land $111,111 Building $1,068,376

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28 Oak St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims65 (1978–2026)
Claims Outside the SFHA8 of 65
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims
  • Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTCHESTER JOINT WATER WORKS
serves 59,629 people · EPA ID NY5903435
Water SourceSurface water
Last State InspectionMar 2025
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
currently in violation since Jun 1993
Haloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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