Bergen County and Cresskill Borough property record for 28 Oak St, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 1,347 sqft · built 1939 |
| Lot Size | 0.224 acres (9,749 sqft) |
| Owner | Individual Name on File |
| Last Sale | $317,560 (Jul 2023) |
| Tax Bill | $13,970 (2025) |
| Deeds & Mortgages | Jul 2023 Transfer May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00087-0000-00188 |
| Primary APN | 08-00087-0000-00188 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,347 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 9,749 sqft (0.224 acres) |
| Lot Dimensions | 125 ft deep x 78 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 125400 |
|---|---|
| Street Address | 28 OAK ST |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-2257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 78X125 L189,190,191A |
| Legal Block | 87 |
| Legal Lot Number | 188 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 8001 |
28 Oak St is owned and occupied by an individual who bought it in July 2023.
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 OAK ST, CRESSKILL, NJ 07626-2257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2023 | Intrafamily Transfer, Transfer ELITE TITLE GROUP LLC |
| May 18, 2022 | Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2023 · Amount on File |
| Deed Sale | Jul 27, 2023 · Amount on File |
| Prior Sale | May 18, 2022 · Amount on File |
| Deed Document Number | 202349055 |
| Deed Book / Page | 5046 / 165 |
| Prior Transfer Date | Aug 4, 2014 |
| Prior Transfer Doc | 0017322389 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 27, 2023 |
| Property Address | 28 OAK ST, CRESSKILL, NJ 07626-2257 |
| Document Number | 0050460165 |
| Book / Page | 5046 / 165 |
| Instrument Date | Jul 6, 2023 |
| Instrument | 2023049055 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | ELITE TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 OAK ST, CRESSKILL, NJ 07626-2257 |
| Name | Verified Name |
|---|---|
| Address | 28 OAK ST, CRESSKILL, NJ 07626-2257 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 18, 2022 |
| Property Address | 28 OAK ST, CRESSKILL, NJ 07626-2257 |
| Document Number | 0046860224 |
| Book / Page | 4686 / 224 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 2022052201 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Title Company | ELITE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,457.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 DANA PL, 45, CLOSTER, NJ 07624-1018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28 OAK ST, CRESSKILL, NJ 07626-2257 |
| Document Number | 2022052202 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 2022052202 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 28 Oak St was $13,970, up 2.8% from the year before.
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $704,400 (+14.41%) Land $455,500 Building $248,900 | $704,400 (+14.41%) Land $455,500 Building $248,900 | |
| 2025 | $13,970.00 (+2.76%) | $615,700 Land $383,500 Building $232,200 | $615,700 Land $383,500 Building $232,200 |
| 2024 | $13,595.00 | ||
| 2023 | $577,700 (+22.37%) Land $361,000 Building $216,700 | $577,700 (+22.37%) Land $361,000 Building $216,700 | |
| 2022 | $11,363.00 (+1.38%) | $472,100 Land $340,300 Building $131,800 | $472,100 Land $340,300 Building $131,800 |
| 2021 | $11,208.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2021–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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