Bergen County and Cresskill Borough property record for 25 Oak St, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 2,112 sqft · built 1940 |
| Lot Size | 0.185 acres (8,041 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $875,000 (Dec 2021) |
| Tax Bill | $17,351 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00086-0000-00104 |
| Primary APN | 08-00086-0000-00104 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,112 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Lot Area | 8,041 sqft (0.185 acres) |
| Lot Dimensions | 134 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 121800 |
|---|---|
| Street Address | 25 OAK ST |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-2256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 60X134 3.1LT |
| Legal Subdivision | MUNICIPALITY/CRESSKILL |
| Legal Block | 86 |
| Legal Lot Number | 104 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 8001 |
25 Oak St is owned and occupied by two individuals who bought it in December 2021.
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 OAK ST, CRESSKILL, NJ 07626-2256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Dec 28, 2021 | Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on File |
| Deed Sale | Dec 28, 2021 · Amount on File |
| Deed Document Number | 2021187413 |
| Deed Book / Page | 4512 / 11 |
| Prior Transfer Date | Jun 17, 1999 |
| Prior Transfer Doc | 0000163688 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 25 OAK ST, CRESSKILL, NJ 07626-2256 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0050120955 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 5012/955 |
| Instrument | 2023038374 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 28, 2021 |
| Property Address | 25 OAK ST, CRESSKILL, NJ 07626-2256 |
| Document Number | 0045120011 |
| Book / Page | 4512 / 11 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021187413 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 148 HOWARD DR, 148, BERGENFIELD, NJ 07621-4596 |
| Name | Verified Name |
|---|---|
| Address | 400 CROWN CT APT 582, 582, EDGEWATER, NJ 07020-1140 |
| Document Number | 2021187414 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021187414 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 25 Oak St was $17,351, up 2.9% from the year before.
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $862,700 (+12.82%) Land $424,900 Building $437,800 | $862,700 (+12.82%) Land $424,900 Building $437,800 | |
| 2025 | $17,351.00 (+2.88%) | $764,700 Land $356,300 Building $408,400 | $764,700 Land $356,300 Building $408,400 |
| 2024 | $16,865.00 | ||
| 2023 | $714,900 Land $333,800 Building $381,100 | $714,900 Land $333,800 Building $381,100 | |
| 2022 | $16,370.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2021–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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