Worcester County and Harvard Town property record for 28 Murray Ln, Harvard, MA 01451
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,175 sqft · built 1993 |
| Lot Size | 11.8 acres (516,622 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $18,246 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:028.0 P:0025-0002.0 |
| Primary APN | M:028.0 P:0025-0002.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,175 sqft Living Area |
| Gross Area | 5,916 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 516,622 sqft (11.8 acres) |
| Heating System | Geothermal |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1250280002500020 |
|---|---|
| Street Address | 28 MURRAY LN |
| City | HARVARD |
| State | MA |
| Zip | 01451-1841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 25 |
| Legal Lot Number | 2 |
| Jurisdiction | HARVARD MA |
| Township / Civil Division | HARVARD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 761401 |
28 Murray Ln is owned and occupied by two individuals.
Source: Worcester County and Harvard Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 MURRAY LN, HARVARD, MA 01451-1841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 28 MURRAY LN, HARVARD, MA 01451-1841 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 069549-147 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 69549/147 |
| Instrument | 69290 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Sep 1, 2063 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 28 Murray Ln was $18,246, up 6.7% from the year before.
Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Harvard Town |
| Unified School District | Harvard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,246.00 (+6.68%) | $1,149,700 (+5.2%) Land $424,400 Building $725,300 | $1,190,065 (-) |
| 2025 | $17,104.00 (+5.04%) | $1,092,900 (-) Land $424,400 Building $668,500 | $1,190,065 (+7.69%) |
| 2024 | $16,284.00 (-2.39%) | $1,092,900 (+8.81%) Land $424,400 Building $668,500 | $1,105,040 |
| 2023 | $16,683.00 | $1,004,400 Land $404,500 Building $599,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Murray Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 28 Murray Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 98.2% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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