20 Murray Ln, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 20 Murray Ln, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,360 sqft · built 1995
Lot Size	4.27 acres (186,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (Aug 2016)
Tax Bill	$18,276 (2026)
Deeds & Mortgages	Feb 2021 Refinance Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:028.0 P:0025-0003.0`

Property Details

APN / Parcel Number

Primary APN	`M:028.0 P:0025-0003.0`
Alternative APNs	`HARV M:28 B:25 L:3` `1250280002500030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	3,360 sqft Living Area
Gross Area	7,526 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	186,001 sqft (4.27 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250280002500030
Street Address	20 MURRAY LN
City	HARVARD
State	MA
Zip	01451-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	25
Legal Lot Number	3
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	3
Census Block	3000
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 MURRAY LN, HARVARD, MA 01451-1841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK
Feb 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2016 · Amount on Record
Deed Sale	Aug 12, 2016 · Amount on Record
Prior Sale	Jul 31, 1995 · Amount on Record
Deed Book / Page	55795 / 195
Transfer Doc	055795-195
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	20 MURRAY LN, HARVARD, MA 01451-1841
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00064517-1
Date	Feb 22, 2021
Book Page	64517/1
Instrument	24755

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	20 MURRAY LN, HARVARD, MA 01451-1841
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64517-1
Date	Feb 22, 2021
Book Page	64517/1
Instrument	24755

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,276.00 (+7.83%)	$1,151,600 (+6.33%) Land $310,600 Building $841,000	$1,571,775 (-)
2025	$16,949.00 (+5.5%)	$1,083,000 (+0.45%) Land $310,600 Building $772,400	$1,571,775 (-0.22%)
2024	$16,065.00 (-0.24%)	$1,078,200 (+11.21%) Land $310,600 Building $767,600	$1,575,290
2023	$16,103.00	$969,500 Land $290,700 Building $678,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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