Orange County property record for 28 Morro Bay, Irvine, CA 92602
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 4,358 sqft · built 2000 |
| Lot Size | 0.273 acres (11,909 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,250,000 (Sep 2017) |
| Tax Bill | $28,782 (2025) |
| Deeds & Mortgages | May 2022 Transfer Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 530-651-28 |
| Primary APN | 530-651-28 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 4,358 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 11,909 sqft (0.273 acres) |
| Garage Area | 591 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 28 MORRO BAY |
|---|---|
| City | IRVINE |
| State | CA |
| Zip | 92602-1083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15747 BLK LOT 31 |
| Legal Subdivision | TRACT NO. 15747 |
| Legal Tract | 15747 |
| Legal Lot Number | 31 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 52435 |
28 Morro Bay is owned by a company that bought it in September 2017 and is owner-occupied.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 28 MORRO BAY, IRVINE, CA 92602-1083 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2022 | Intrafamily Transfer, Transfer |
| Sep 22, 2017 | Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2017 · Amount on File |
| Deed Sale | Sep 22, 2017 · Amount on File |
| Prior Sale | Jan 27, 2009 · Amount on File |
| Deed Document Number | 2017403427 |
| Prior Transfer Date | May 16, 2003 |
| Prior Transfer Doc | 0000582020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 23, 2022 |
| Property Address | 28 MORRO BAY, IRVINE, CA 92602-1083 |
| Document Number | 0000190373 |
| Map Reference | MB 788 PG 1-5 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 2022000190373 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 7700 IRVINE CENTER DR STE 800, 800, IRVINE, CA 92618-3047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 22, 2017 |
| Property Address | 28 MORRO BAY, IRVINE, CA 92602-1083 |
| Document Number | 0000403427 |
| Map Reference | MB788V PG1-5 |
| Instrument Date | Aug 2, 2017 |
| Instrument | 2017000403427 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 21 BAYSIDE, IRVINE, CA 92614-7988 |
| Document Number | 0000403428 |
|---|---|
| Date | Sep 22, 2017 |
| Instrument | 2017000403428 |
| Name | STERLING BANK & TRUST FSB |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Oct 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 10.5% |
The 2025 property tax bill for 28 Morro Bay was $28,782 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Irvine City |
| Unified School District | Tustin Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,611,317 (+2%) Land $1,692,741 Building $918,576 | |
| 2025 | $28,782.00 Homeowner's exemption | $2,560,115 Land $1,659,550 Building $900,565 |
| 2023 | $26,964.00 (+1.59%) Homeowner's exemption | $2,460,703 Land $1,595,107 Building $865,596 |
| 2022 | $26,541.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 28 Morro Bay in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 28 Morro Bay has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 2,000 / 1,000 |
| Cox Communications Cable | 2,000 / 500 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Cityside Fiber, GeoLinks, Verizon.
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