11 Morro Bay, Irvine, CA 92602 Property Records

Orange County property record for 11 Morro Bay, Irvine, CA 92602

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,085 sqft · built 2000
Lot Size	0.19 acres (8,288 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,740,000 (Aug 2005)
Tax Bill	$26,837 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`530-651-12`

Property Details

APN / Parcel Number

Primary APN	`530-651-12`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,085 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	8,288 sqft (0.19 acres)
Garage Area	591 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	11 MORRO BAY
City	IRVINE
State	CA
Zip	92602-1083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15747 BLK LOT 38
Legal Subdivision	TRACT NO 15747
Legal Tract	15747
Legal Lot Number	38
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3008
Census Tract	52435

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 MORRO BAY, IRVINE, CA 92602-1083
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2019	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Mar 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PACIFIC PREMIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2005 · Amount on Record
Deed Sale	Aug 29, 2005 · Amount on Record
Prior Sale	Oct 25, 2000 · Amount on Record
Deed Document Number	2005680287
Prior Transfer Date	Apr 3, 2003
Prior Transfer Doc	0000484458
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	11 MORRO BAY, IRVINE, CA 92602-1083
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092504
Date	Mar 25, 2019
Instrument	2019000092504

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.44%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.44%
Index	1-Year CMT
Max Rate	8.4%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	11 MORRO BAY, IRVINE, CA 92602-1083
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MORRO BAY, IRVINE, CA 92602-1083

Mortgage

Document Number	0000078213
Date	Feb 4, 2021
Instrument	2021000078213

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.89%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.89%
Index	1-Year CMT
Max Rate	7.89%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	11 MORRO BAY, IRVINE, CA 92602-1083
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MORRO BAY, IRVINE, CA 92602-1083

Mortgage

Document Number	0000103197
Date	Mar 16, 2022
Instrument	2022000103197

Lender

Name	PACIFIC PREMIER BANK
Type	Bank
Address	IRVINE, CA 92614

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,425,412 (+2%) Land $1,585,966 Building $839,446
2025	$26,837.00 (+6.7%)	$2,377,855 (+4.04%) Land $1,554,868 Building $822,987
2023	$25,152.00 (+10.08%)	$2,285,521 Land $1,494,491 Building $791,030
2022	$22,849.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

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