McCurtain County property record for 28 Moray Rd, Broken Bow, OK 74728
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1970 |
| Lot Size | 0.154 acres (6,736 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $292,000 (Sep 2021) |
| Tax Bill | $544 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19256 |
| Primary APN | 19256 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,736 sqft (0.154 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 5,000 sqft |
| Porch | Breezeway |
| Deck Area | 64 sqft |
| Breezeway | Breezeway |
| Storage Building | 16 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Space Heater |
| Account Number | 19256 |
|---|---|
| Street Address | 28 MORAY RD |
| City | BROKEN BOW |
| State | OK |
| Zip | 74728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC.6-5-25 B637/P527 TIMBER RIDGE EST ALL THAT PT LOT 12 BLK 3 DES BEG NW COR OF LOT 12;TH S 89DEG 38MIN 06SEC E WITH N LINE |
| Legal Range | 25E |
| Legal Township | 05S |
| Legal Section | 06 |
| Legal Subdivision | TIMBER RIDGE ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | MCCURTAIN OK |
| Township / Civil Division | BROKEN BOW |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 98502 |
28 Moray Rd is owned by two individuals who bought it in September 2021.
Source: McCurtain County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13895 MAXWELL BLVD, FORT WORTH, TX 76179-9234 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2024 | Deed of Trust, Mortgage · Stand-Alone First Mortgage LORNA MCLEMORE |
| Sep 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on File |
| Deed Sale | Sep 30, 2021 · Amount on File |
| Prior Sale | Jan 25, 2007 · Amount on File |
| Deed Document Number | 20212001-597170 |
| Deed Book / Page | 1098 / 383 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCURTAIN OK |
| Property Address | 28 MORAY RD, BROKEN BOW, OK 74728 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001199/260 |
|---|---|
| Date | Mar 25, 2024 |
| Book Page | 1199/260 |
| Instrument | I-2024-624223 |
| Name | LORNA MCLEMORE |
|---|---|
| Type | Private Party |
| Address | 2016 MEADOW SPRINGS DR, HASLET, TX 76052 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCURTAIN OK |
| Recording Date | Sep 30, 2021 |
| Property Address | 28 MORAY RD, BROKEN BOW, OK 74728 |
| Document Number | 001098/383 |
| Book / Page | 1098 / 383 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2001-597170 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $438.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2016 MEADOW SPRINGS DR, HASLET, TX 76052-2873 |
| Document Number | 2001597171 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2001-597171 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 28 Moray Rd was $544.
Source: McCurtain County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | McCurtain County |
| Municipality | Hochatown Town |
| Unified School District | Broken Bow Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,849 (+5%) Land $825 Building $6,024 | $62,259 (-7.3%) Land $7,498 Building $54,761 | |
| 2025 | $544.00 | $6,523 Land $825 Building $5,698 | $67,159 Land $7,498 Building $59,661 |
| 2023 | $509.00 | $6,212 Land $825 Building $5,387 | $56,472 Land $7,500 Building $48,972 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 28 Moray Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 28 Moray Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 82% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCURTAIN CO. RWD #5 (HOCHATOWN) serves 1,614 people · EPA ID OK3004804 |
|---|---|
| Water Source | Purchased surface water from BROKEN BOW PWA |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2021 Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pine Cellular Phones Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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