12 Moray Rd, Broken Bow, OK 74728 Property Records

McCurtain County property record for 12 Moray Rd, Broken Bow, OK 74728

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1979
Lot Size	0.325 acres (14,187 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Aug 2026)
Tax Bill	$717 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19257`

Property Details

APN / Parcel Number

Primary APN	`19257`
Alternative APNs	`0280-00-003-013-0-000-00` `9280-00-003-013-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
1st Floor Area	648 sqft
2nd Floor Area	648 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1984
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	14,187 sqft (0.325 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	135 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19257
Street Address	12 MORAY RD
City	BROKEN BOW
State	OK
Zip	74728-6674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC.6-5-25 B830/P711 TIMBER RIDGE EST, LOT 13, ALL THAT PT LOT 12 BLK 3 DES BEG NW COR LOT 12 TH S134.75' E60.2' N24DEG 15 MI
Legal Range	25E
Legal Township	05S
Legal Section	06
Legal Subdivision	TIMBER RIDGE ESTATES
Legal Block	3
Legal Lot Number	12,13
Jurisdiction	MCCURTAIN OK
Township / Civil Division	BROKEN BOW
Census Block Group	1
Census Block	1047
Census Tract	98502

Owner

12 Moray Rd is owned and occupied by two individuals who bought it in August 2026.

Source: McCurtain County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 MORAY RD, BROKEN BOW, OK 74728-6674
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on File
Deed Sale	Aug 19, 2026 · Amount on File
Prior Sale	Jul 15, 2010 · Amount on File
Deed Document Number	2026644082
Deed Book / Page	1283 / 493
Prior Transfer Date	Apr 11, 2008
Prior Transfer Doc	00797/0131
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Aug 19, 2026
Property Address	12 MORAY RD, BROKEN BOW, OK 74728-6674
Document Number	0000644082
Book / Page	1283 / 493
Instrument Date	Aug 14, 2026
Instrument	2026644082
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 MORAY RD, BROKEN BOW, OK 74728-6674

Mortgage

Document Number	0000644083,
Date	Aug 19, 2026
Instrument	2026644083

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 12 Moray Rd was $717.

Source: McCurtain County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McCurtain County
Municipality	Hochatown Town
Unified School District	Broken Bow Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,035 (+5%) Land $1,255 Building $7,780	$82,141 (-10.54%) Land $11,411 Building $70,730
2025	$717.00	$8,605 Land $1,195 Building $7,410	$91,819 Land $15,796 Building $76,023
2023	$672.00	$8,196 Land $1,139 Building $7,057	$74,505 Land $10,350 Building $64,155

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12 Moray Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Moray Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 82% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCURTAIN CO. RWD #5 (HOCHATOWN) serves 1,614 people · EPA ID OK3004804
Water Source	Purchased surface water from BROKEN BOW PWA
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pine Cellular Phones Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20