Passaic County and Wayne Township property record for 28 Louisa Ct, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 4,314 sqft · built 1985 |
| Lot Size | 0.406 acres (17,685 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (May 1991) |
| Tax Bill | $21,011 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Nov 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01202-0000-00049 |
| Primary APN | 14-01202-0000-00049 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,314 sqft Living Area |
|---|
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Lot Area | 17,685 sqft (0.406 acres) |
| Old Parcel Number | 1400188G00029 |
|---|---|
| Street Address | 28 LOUISA CT |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | LOWIST COURT |
| Legal Block | 1202 |
| Legal Lot Number | 49 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 246104 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 LOUISA CT, WAYNE, NJ 07470-2875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2018 | Deed of Trust, Mortgage VALLEY BANK |
| Nov 20, 2018 | Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK |
| Apr 28, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 1991 · Amount on File |
| Deed Sale | May 7, 1991 · Amount on File |
| Deed Book / Page | 129 / 188 |
| Last Transfer Date | Jan 30, 2017 |
| Transfer Doc | 0000021069 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 28 LOUISA CT, WAYNE, NJ 07470-2875 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000053047 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | M15296/0293 |
| Instrument | 2018053047 |
| Name | VALLEY BANK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Amount | Amount on Record |
|---|---|
| Term | 359 Months |
| Due | Oct 25, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 28 LOUISA CT, WAYNE, NJ 07470-2875 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000052976 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | M15296/0202 |
| Instrument | 2018052976 |
| Name | VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Apr 28, 2017 |
| Property Address | 28 LOUISA CT, WAYNE, NJ 07470-2875 |
| Document Number | 0000021069 |
| Book / Page | 003043 / 000013 |
| Instrument Date | Jan 30, 2017 |
| Instrument | 21069 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 28 LOUISA CT WAYNE NJ 074702875, WAYNE, NJ 07470-2875 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,300 (-) Land $139,100 Building $211,200 | $350,300 (-) Land $139,100 Building $211,200 | |
| 2025 | $21,011.00 (+0.88%) | $350,300 (-) Land $139,100 Building $211,200 | $350,300 (-) Land $139,100 Building $211,200 |
| 2024 | $20,828.00 (+3.98%) | $350,300 (-) Land $139,100 Building $211,200 | $350,300 (-) Land $139,100 Building $211,200 |
| 2023 | $20,030.00 (+1.14%) | $350,300 Land $139,100 Building $211,200 | $350,300 Land $139,100 Building $211,200 |
| 2022 | $19,805.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1982–2021) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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