Passaic County and Wayne Township property record for 23 Louisa Ct, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,904 sqft · built 1985 |
| Lot Size | 0.408 acres (17,772 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $595,000 (Jul 2012) |
| Tax Bill | $19,673 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01202-0000-00054 |
| Primary APN | 14-01202-0000-00054 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,904 sqft Living Area |
|---|
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Lot Area | 17,772 sqft (0.408 acres) |
| Old Parcel Number | 1400188G00024 |
|---|---|
| Street Address | 23 LOUISA CT |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Block | 1202 |
| Legal Lot Number | 54 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 246104 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 LOUISA CT, WAYNE, NJ 07470-2875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK |
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Jan 2, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 30, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 2, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2012 · Amount on Record |
| Deed Sale | Jul 9, 2012 · Amount on Record |
| Deed Document Number | 201233306 |
| Deed Book / Page | 2195 / 224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 23 LOUISA CT, WAYNE, NJ 07470-2875 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000061169 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | M17469/294 |
| Instrument | 2021061169 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | GLENWOOD, NJ 07418 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 23 LOUISA CT, WAYNE, NJ 07470-2875 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000061168 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | M17470/115 |
| Instrument | 2021061168 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 23 LOUISA CT, WAYNE, NJ 07470-2875 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000184 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | M15917/0183 |
| Instrument | 2020000184 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 23 LOUISA CT, WAYNE, NJ 07470-2875 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000058022 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 2017058022 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 23 LOUISA CT, WAYNE, NJ 07470-2875 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000183 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | M15917/0179 |
| Instrument | 2020000183 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $328,000 (-) Land $139,200 Building $188,800 | $328,000 (-) Land $139,200 Building $188,800 | |
| 2025 | $19,673.00 (+0.88%) | $328,000 (-) Land $139,200 Building $188,800 | $328,000 (-) Land $139,200 Building $188,800 |
| 2024 | $19,502.00 (+5.16%) | ||
| 2023 | $328,000 Land $139,200 Building $188,800 | $328,000 Land $139,200 Building $188,800 | |
| 2022 | $18,545.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1982–2021) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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