28 John St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 28 John St, Cumberland, RI 02864

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,388 sqft · built 1900
Lot Size	0.147 acres (6,403 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Dec 1990)
Tax Bill	$4,064 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-0732-00`

Property Details

APN / Parcel Number

Primary APN	`6-0732-00`
Alternative APN	`CUMB M:003 B:0129 L:000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,388 sqft Living Area
Gross Area	3,816 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Triplex
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,403 sqft (0.147 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6-0732-00
Street Address	28 JOHN ST
City	CUMBERLAND
State	RI
Zip	02864-7738
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	110
Legal Block	129
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	4
Census Block	4012
Census Tract	11200

Owner

Source: Cumberland Town records · APN 6-0732-00

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	531 SNAKE HILL RD, NORTH SCITUATE, RI 02857-2813
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 11, 1990 · Amount on Record
Deed Sale	Dec 11, 1990 · Amount on Record
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	28 JOHN ST, CUMBERLAND, RI 02864-7738
Document Number	1734-466
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1734-466
Date	Feb 01, 2017
Book Page	001734/000466

Lender

Name	SEACOAST MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 31, 2037

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,064.00 (+5.59%)	$331,200 (-) Land $102,100 Building $229,100
2023	$3,849.00 (+19.31%)	$331,200 (+53.9%) Land $102,100 Building $229,100
2022	$3,226.00	$215,200 Land $67,500 Building $147,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (2001–2010)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2010 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 258 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.