23 John St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 23 John St, Cumberland, RI 02864 · Last verified June 2026

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,284 sqft · built 2016
Owner	2 Individual Names on File
Last Sale	$205,000 (Nov 2017)
Tax Bill	$3,567 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9221-74`

Property Details

APN / Parcel Number

Primary APN	`9221-74`
Alternative APN	`CUMB M:003 B:0115 L:023`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,284 sqft Living Area
Gross Area	1,926 sqft
1st Floor Area	642 sqft
Basement Area	642 sqft
Unfinished Basement	642 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9221-74
Street Address	23 JOHN ST
City	CUMBERLAND
State	RI
Zip	02864-7713
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	115
Legal Lot Number	23
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	3
Census Block	3000
Census Tract	11200

Owner

Source: Cumberland Town records · APN 9221-74

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 JOHN ST, CUMBERLAND, RI 02864-7713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 21, 2017 · Amount on Record
Deed Sale	Nov 21, 2017 · Amount on Record
Prior Sale	Dec 13, 2011
Deed Book / Page	1759 / 416
Record Updated	Sep 20, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Nov 21, 2017
Property Address	23 JOHN ST, CUMBERLAND, RI 02864-7713
Document Number	1759-416
Book / Page	1759 / 416
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$38.24
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	17590418
Date	Nov 21, 2017
Instrument	01759/0418

Lender

Name	DRAPER AND KRAMER MTG

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,567.00 (+5.6%)	$290,700 (-) Building $290,700
2023	$3,378.00 (-0.94%)	$290,700 (+27.78%) Building $290,700
2022	$3,410.00	$227,500 Building $227,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070112003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 258 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.