20 James St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 20 James St, Holyoke, MA 01040 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,346 sqft · built 1900
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on File
Last Sale	$281,000 (Dec 2020)
Tax Bill	$6,114 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0082 B:0000 L:76`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0082 B:0000 L:76`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,346 sqft Living Area
Gross Area	5,466 sqft
Basement Area	1,050 sqft
Unfinished Basement	1,050 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,251 sqft (0.144 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	20 JAMES ST
City	HOLYOKE
State	MA
Zip	01040-3416
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	76
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1003
Census Tract	812103

Owner

Source: Hampden County and Holyoke City records · APN HOLY M:0082 B:0000 L:76

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 JAMES ST, HOLYOKE, MA 01040-3416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 08, 2017	Deed of Trust, Mortgage · ARM LUSO FCU
Oct 25, 2019	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Dec 02, 2020	Quit Claim Deed, Transfer · FHA Mortgage OCMBC INC
Feb 27, 2019	Quit Claim Deed, Transfer · FHA Mortgage FIRST ALLIANCE LNDG
Apr 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 02, 2020 · Amount on Record
Deed Sale	Dec 02, 2020 · Amount on Record
Prior Sale	Feb 27, 2019 · Amount on Record
Deed Document Number	202071555
Deed Book / Page	23566 / 597
Record Updated	Jun 08, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	20 JAMES ST, HOLYOKE, MA 01040-3416
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	021562-376
Date	Feb 08, 2017
Book Page	21562/376
Instrument	7196

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Feb 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Margin	2

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	20 JAMES ST, HOLYOKE, MA 01040-3416
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	022918-330
Date	Oct 25, 2019
Book Page	22918/330
Instrument	62205

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Dec 02, 2020
Property Address	20 JAMES ST, HOLYOKE, MA 01040-3416
Document Number	023566-597
Book / Page	23566 / 597
Instrument Date	Oct 22, 2020
Instrument	71555
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23 DWIGHT ST, HATFIELD, MA 01038-9711

Mortgage

Document Number	0000071556
Date	Dec 02, 2020
Instrument	71556

Lender

Name	OCMBC INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Feb 27, 2019
Property Address	20 JAMES ST, HOLYOKE, MA 01040-3416
Document Number	22569-124
Book / Page	022569 / 000124
Instrument Date	Feb 13, 2019
Instrument	10169
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,011.38
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 ALDEN ST LUDLOW MA 010561612, LUDLOW, MA 01056-1612

Mortgage

Document Number	22569-127
Date	Feb 27, 2019
Book Page	022569/000127
Instrument	10170

Lender

Name	FIRST ALLIANCE LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Apr 20, 2018
Property Address	20 JAMES ST, HOLYOKE, MA 01040-3416
Document Number	22140-94
Book / Page	022140 / 000094
Instrument Date	Apr 18, 2018
Instrument	21120
Transaction Type	Transfer
Record Updated	May 08, 2018

Transaction

Amount	Amount Recorded
Tax	$334.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	224 E 52ND ST #1 NEW YORK NY 100226228, 1, NEW YORK, NY 10022-6228

Tax Assessment & Valuation

Source: Hampden County and Holyoke City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,114.00 (+7.87%)	$350,200 (+17.08%) Land $41,900 Building $308,300
2024	$5,668.00 (+8.96%)	$299,100 (+7.86%) Land $39,700 Building $259,400
2023	$5,202.00	$277,300 Land $39,700 Building $237,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138121031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2003)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2003, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Netafy. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on James St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures