Erie County and Lancaster Town property record for 28 Hemlock Ln, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,962 sqft · built 1992 |
| Lot Size | 0.241 acres (10,458 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $8,147 (2026) |
| Deeds & Mortgages | Jul 2022 Transfer Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 126.11-2-62 |
| Primary APN | 145289 126.11-2-62 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,962 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| 2nd Floor Area | 870 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,458 sqft (0.241 acres) |
| Lot Dimensions | 125 ft deep x 83.2 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 28 HEMLOCK LN |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-3407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | MC 2542 SL 62 |
| Legal Subdivision | THE BUFFALO CREEK RESERVATIN |
| Legal Block | 2 |
| Legal Lot Number | 62.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 14206 |
28 Hemlock Ln is owned by a company that acquired it in June 2022 and is owner-occupied.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 28 HEMLOCK LN, LANCASTER, NY 14086-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2022 | Intrafamily Transfer, Transfer |
| Feb 4, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 30, 2022 |
| Transfer Doc | 0114051495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jul 22, 2022 |
| Property Address | 28 HEMLOCK LN, LANCASTER, NY 14086-3407 |
| Document Number | 0114051495 |
| Book / Page | 11405 / 1495 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022139315 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 HEMLOCK LN, 28, LANCASTER, NY 14086-3407 |
| Name | Verified Name |
|---|---|
| Address | 28 HEMLOCK LN, LANCASTER, NY 14086-3407 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 28 HEMLOCK LN, LANCASTER, NY 14086-3407 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 28 HEMLOCK LN, LANCASTER, NY 14086-3407 |
| Document Number | 0140387916 |
|---|---|
| Date | Feb 4, 2022 |
| Book Page | 14038/7916 |
| Instrument | 2022024501 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | LANCASTER, NY 14086 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 28 Hemlock Ln was $8,147 with a homeowner's exemption, up 2% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,147.00 (+1.98%) Homeowner's exemption | ||
| 2025 | $7,989.00 (+1.97%) | $285,000 (-) Land $70,000 Building $215,000 | $445,313 (+12.51%) Land $109,375 Building $335,938 |
| 2024 | $7,835.00 Homeowner's exemption | $285,000 (-) Land $70,000 Building $215,000 | $395,800 (+4.16%) Land $97,214 Building $298,586 |
| 2023 | Homeowner's exemption | $285,000 Land $70,000 Building $215,000 | $380,000 Land $93,333 Building $286,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Hemlock Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1989) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Hemlock Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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