Erie County and Lancaster Town property record for 26 Hemlock Ln, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,324 sqft · built 1991 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Aug 2026) |
| Tax Bill | $8,803 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 126.11-2-88 |
| Primary APN | 145289 126.11-2-88 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,324 sqft Living Area |
| 1st Floor Area | 1,304 sqft |
| 2nd Floor Area | 1,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 159 ft deep x 152 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 110 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 26 HEMLOCK LN |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-3405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | MC 2542 SL 88 |
| Legal Subdivision | PINE TREE FARMS |
| Legal Block | 2 |
| Legal Lot Number | 88.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 14206 |
26 Hemlock Ln is owned by two individuals who bought it in August 2026.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 60 NORTHGATE RD, NORTHBOROUGH, MA 01532-2235 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage KEY BANK |
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Nov 2, 2018 | Warranty Deed, Transfer |
| Nov 2, 2018 | Affidavit of Death, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on File |
| Deed Sale | Aug 5, 2026 · Amount on File |
| Prior Sale | Nov 2, 2018 · Amount on File |
| Deed Document Number | 20262026143736 |
| Deed Book / Page | 11464 / 5131 |
| Prior Transfer Date | Jul 6, 2006 |
| Prior Transfer Doc | 0000190950 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Aug 5, 2026 |
| Property Address | 26 HEMLOCK LN, LANCASTER, NY 14086-3405 |
| Document Number | 0000143736 |
| Book / Page | 11464 / 5131 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 2026143736 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236,340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 60 NORTHGATE RD, NORTHBOROUGH, MA 01532-2235 |
| Date | Aug 5, 2026 |
|---|
| Name | KEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 26 HEMLOCK LN, LANCASTER, NY 14086-3405 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 26 HEMLOCK LN, LANCASTER, NY 14086-3405 |
| Document Number | 0139894607 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 13989/4607 |
| Instrument | 2021067486 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Nov 2, 2018 |
| Property Address | 26 HEMLOCK LN, LANCASTER, NY 14086-3405 |
| Document Number | 0113368118 |
| Book / Page | 11336 / 8118 |
| Map Reference | MAP2542 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 2018220322 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,230.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 HEMLOCK LN, 26, LANCASTER, NY 14086-3405 |
| Name | Verified Name |
|---|---|
| Address | 6 ARROW TRL, LANCASTER, NY 14086-9686 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Nov 2, 2018 |
| Property Address | 26 HEMLOCK LN, LANCASTER, NY 14086-3405 |
| Document Number | 0113368115 |
| Book / Page | 011336 / 008115 |
| Instrument Date | Oct 4, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 HEMLOCK LN LANCASTER NY 140863405, LANCASTER, NY 14086-3405 |
The 2026 property tax bill for 26 Hemlock Ln was $8,803, up 113.4% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,803.00 (+113.35%) | ||
| 2025 | $4,126.00 (-51.29%) | $308,000 (-) Land $70,000 Building $238,000 | $481,250 (+12.49%) Land $109,375 Building $371,875 |
| 2024 | $8,470.00 | $308,000 (-) Land $70,000 Building $238,000 | $427,800 (+4.16%) Land $97,227 Building $330,573 |
| 2023 | $308,000 Land $70,000 Building $238,000 | $410,700 Land $93,341 Building $317,359 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 26 Hemlock Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1989) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26 Hemlock Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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