28 Harrowgate Dr, Smyrna, DE 19977 Property Records

Kent County property record for 28 Harrowgate Dr, Smyrna, DE 19977 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,476 sqft · built 2008
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (Feb 2026)
Tax Bill	$1,136 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-17-028.09-08-27.00-000`

Property Details

APN / Parcel Number

Primary APN	`1-17-028.09-08-27.00-000`
Alternative APNs	`100351` `94492`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,476 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Other
Construction Type	Frame
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	122 ft deep x 20.3 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Finished
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	100351
Street Address	28 HARROWGATE DR
City	SMYRNA
State	DE
Zip	19977-4541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WORTHINGTON SUB., LOT #337 28 HARROWGATE DRIVE
Legal Subdivision	WORTHINGTON
Legal Lot Number	337
Jurisdiction	KENT DE
Township / Civil Division	SMYRNA
Census Block Group	1
Census Block	1031
Census Tract	40206

Owner

Source: Kent County records · APN 1-17-028.09-08-27.00-000

Assessment roll updated September 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 HARROWGATE DR, SMYRNA, DE 19977-4541
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed, Transfer · Conventional Mortgage TD BANK NA
Aug 20, 2020	Deed, Transfer · FHA Mortgage TRIDENT MORTGAGE COMPANY LP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	2026530282
Deed Book / Page	14032 / 136
Prior Transfer Date	Oct 31, 2007
Prior Transfer Doc	0000108694
Record Updated	Sep 20, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Feb 11, 2026
Property Address	28 HARROWGATE DR, SMYRNA, DE 19977-4541
Document Number	0000530282
Book / Page	14032 / 136
Map Reference	MB 64
Instrument Date	Feb 09, 2026
Instrument	2026-530282
Transaction Type	Transfer
Record Updated	Mar 06, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 HARROWGATE DR, SMYRNA, DE 19977-4541

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	28 HARROWGATE DR, SMYRNA, DE 19977-4541

Mortgage

Document Number	0000530283
Date	Feb 11, 2026
Instrument	2026-530283

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2041

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Aug 20, 2020
Property Address	28 HARROWGATE DR, SMYRNA, DE 19977-4541
Document Number	0000392894
Book / Page	10370 / 188
Instrument Date	Aug 14, 2020
Instrument	2020-392894
Transaction Type	Transfer
Record Updated	Sep 06, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28 HARROWGATE DR, SMYRNA, DE 19977-4541

Mortgage

Document Number	0000392895
Date	Aug 20, 2020
Instrument	2020-392895

Lender

Name	TRIDENT MORTGAGE COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Mortgage

Document Number	0000392896
Date	Aug 20, 2020
Book Page	10370/205
Instrument	2020-392896

Lender

Name	DELAWARE STATE HOUSING AUTHORITY
Type	Government Agency
Address	DOVER, DE 19901

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated September 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Smyrna Town
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$1,136.00 (-11.6%)	$271,100 (+460.12%) Land $68,500 Building $202,600
2023	$1,285.00	$48,400 Land $3,000 Building $45,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100010402061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 426 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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