20 Harrowgate Dr, Smyrna, DE 19977 Property Records

Kent County property record for 20 Harrowgate Dr, Smyrna, DE 19977 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,657 sqft · built 2008
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Aug 2023)
Tax Bill$1,097 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Aug 2023 Sale & Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1-17-028.09-08-24.00-000

Property Details

APN / Parcel Number

Primary APN1-17-028.09-08-24.00-000
Alternative APNs
  • 105372
  • 94489

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories3 Stories
Building Area1,657 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleOther
Construction TypeFrame
Lot Area2,178 sqft (0.05 acres)
Lot Dimensions110 ft deep x 20 ft wide
View / LotMajor Street/Thoroughfare
Garage TypeFinished
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerConnected

Location & Zoning

Account Number105372
Street Address20 HARROWGATE DR
CitySMYRNA
StateDE
Zip19977-4541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWORTHINGTON SUB., LOT #334 20 HARROWGATE DR
Legal SubdivisionWORTHINGTON
Legal Lot Number334
JurisdictionKENT DE
Township / Civil DivisionSMYRNA
Census Block Group1
Census Block1031
Census Tract40206

Owner

Source: Kent County records · APN 1-17-028.09-08-24.00-000

Assessment roll updated September 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 HARROWGATE DR, SMYRNA, DE 19977-4541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Deed, Transfer · VA Mortgage
KEYSTONE FUNDING INC
Aug 25, 2023Deed, Transfer · Stand-Alone Second Mortgage
DELAWARE STATE HOUSING AUTHORITY
Aug 05, 2021Deed, Transfer · Conventional Mortgage
PIKE CREEK MORTGAGE SERVICES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 25, 2023 · Amount on Record
Deed SaleAug 25, 2023 · Amount on Record
Prior SaleAug 16, 2023 · Amount on Record
Deed Document Number2023479629
Deed Book / Page12633 / 64
Prior Transfer DateOct 31, 2007
Prior Transfer Doc0000108694
Record UpdatedSep 20, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateAug 16, 2023
Property Address20 HARROWGATE DR, SMYRNA, DE 19977-4541
Document Number0000478708
Book / Page12608 / 247
Map ReferenceMB 4453 PG 94
Instrument DateJul 18, 2023
Instrument2023-478708
Transaction TypeTransfer
Record UpdatedSep 01, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 HARROWGATE DR, SMYRNA, DE 19977-4541

Mortgage

Document Number0000478709
DateAug 16, 2023
Instrument2023-478709
Lender
NameKEYSTONE FUNDING INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

Mortgage

Document Number0000478710
DateAug 16, 2023
Book Page12608/288
Instrument2023-478710
Lender
NameDELAWARE STATE HOUSING AUTHORITY
TypeGovernment Agency
AddressDOVER, DE 19901
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateAug 25, 2023
Property Address20 HARROWGATE DR, SMYRNA, DE 19977-4541
Document Number0000479629
Book / Page12633 / 64
Map ReferenceMB 92 PG 60
Instrument DateJul 18, 2023
Instrument2023-479629
Transaction TypeTransfer
Record UpdatedSep 05, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 HARROWGATE DR, SMYRNA, DE 19977-4541

Mortgage

Document Number0000479631
DateAug 25, 2023
Instrument2023-479631
Lender
NameDELAWARE STATE HOUSING AUTHORITY
TypeGovernment Agency
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Mortgage

Document Number0000479630
DateAug 25, 2023
Book Page12633/68
Instrument2023-479630
Lender
NameKEYSTONE FUNDING INC
TypeMortgage Company
AddressDOVER, DE 19901
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateAug 05, 2021
Property Address20 HARROWGATE DR, SMYRNA, DE 19977-4541
Document Number0000426027
Book / Page11278 / 73
Map ReferenceMB 4453 PG 94
Instrument DateJul 27, 2021
Instrument2021-426027
Transaction TypeTransfer
Record UpdatedJan 06, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$11,420.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address20 HARROWGATE DR, SMYRNA, DE 19977-4541

Mortgage

Document Number0000426028
DateAug 05, 2021
Instrument2021-426028
Lender
NamePIKE CREEK MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated September 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalitySmyrna Town
Unified School DistrictSmyrna School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$1,097.00$261,600 (+545.93%) Land $68,300 Building $193,300
2023$40,500 (-) Land $2,900 Building $37,600
2022$1,026.00$40,500 Land $2,900 Building $37,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100010402061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
12 of 12 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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