Essex County and Montclair Township property record for 28 Gray St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 2,481 sqft · built 2015 |
| Lot Size | 0.112 acres (4,866 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $799,000 (Sep 2017) |
| Tax Bill | $26,897 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04510-0000-00024-01 |
| Primary APN | 13-04510-0000-00024-01 |
|---|
| Building Area | 2,481 sqft Living Area |
|---|
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 4,866 sqft (0.112 acres) |
| Street Address | 28 GRAY ST |
|---|---|
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-5026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4864SF |
| Legal Block | 4510 |
| Legal Lot Number | 24.1 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 16500 |
28 Gray St is owned and occupied by two individuals who bought it in September 2017.
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 GRAY ST, MONTCLAIR, NJ 07042-5026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2017 · Amount on File |
| Deed Sale | Sep 27, 2017 · Amount on File |
| Prior Sale | May 7, 2015 · Amount on File |
| Deed Document Number | 201785761 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 28 GRAY ST, MONTCLAIR, NJ 07042-5026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000085764 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 2017085764 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 28 Gray St was $26,897, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $765,000 (-) Land $324,300 Building $440,700 | $765,000 (-) Land $324,300 Building $440,700 | |
| 2025 | $26,897.00 (+3.32%) | $765,000 Land $324,300 Building $440,700 | $765,000 Land $324,300 Building $440,700 |
| 2024 | $26,032.00 | ||
| 2023 | $765,000 Land $324,300 Building $440,700 | $765,000 Land $324,300 Building $440,700 | |
| 2022 | $25,153.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Gray St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 28 Gray St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum, T-Mobile.
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