23 Gray St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 23 Gray St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,496 sqft · built 1931
Lot Size	0.117 acres (5,100 sqft)
Owner	2 Individual Names on File
Last Sale	$327,000 (Dec 2002)
Tax Bill	$21,753 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-04511-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`13-04511-0000-00010`
Alternative APN	`130451100010`

Interior

Stories	2 Stories
Building Area	1,496 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Construction Type	Frame
Lot Area	5,100 sqft (0.117 acres)
Lot Dimensions	102 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	130451100010
Street Address	23 GRAY ST
City	MONTCLAIR
State	NJ
Zip	07042-5025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X102 IRR
Legal Block	4511
Legal Lot Number	10
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1005
Census Tract	16500

Owner

23 Gray St is owned and occupied by two individuals who acquired it in July 2009.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 GRAY ST, MONTCLAIR, NJ 07042-5025
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2002 · Amount on File
Deed Sale	Dec 27, 2002 · Amount on File
Prior Sale	Jan 23, 1996 · Amount on File
Deed Book / Page	5938 / 182
Last Transfer Date	Jul 24, 2009
Transfer Doc	0010028299
Record Updated	Oct 29, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 7, 2017
Property Address	23 GRAY ST, MONTCLAIR, NJ 07042-5025
Document Number	0000079236
Instrument Date	Aug 8, 2017
Instrument	79236
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	MAIN STREET TITLE AND SETTLEMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 GRAY ST MONTCLAIR NJ 070425025, MONTCLAIR, NJ 07042-5025

Mortgage

Document Number	79237
Date	Sep 7, 2017
Instrument	79237

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 23 Gray St was $21,753, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$618,700 (-) Land $325,600 Building $293,100	$618,700 (-) Land $325,600 Building $293,100
2025	$21,753.00 (+3.32%)	$618,700 Land $325,600 Building $293,100	$618,700 Land $325,600 Building $293,100
2024	$21,054.00
2023		$586,200 Land $325,600 Building $260,600	$586,200 Land $325,600 Building $260,600
2022	$19,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Gray St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23 Gray St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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