28 Genesee Dr, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 28 Genesee Dr, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,756 sqft · built 1960
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Dec 2022)
Tax Bill	$15,553 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 117.-1-31`

Property Details

APN / Parcel Number

Primary APN	`473489 117.-1-31`
Alternative APNs	`0800-117.00-01.00-031.000` `348911700000010310000000` `47340027408`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,756 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	1,306 sqft
2nd Floor Area	450 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	28 GENESEE DR
City	COMMACK
State	NY
Zip	11725-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	4-165976 TC-52 *2703 LOT 123 BIRCHWOOD AT COMMACK SEC
Legal Subdivision	BIRCHWOOD AT COMMACK SECTION 2
Legal Block	1
Legal Lot Number	31
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1003
Census Tract	135205

Owner

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 GENESEE DR, COMMACK, NY 11725-4008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed, Transfer · Stand-Alone First Mortgage CTBC BANK CORP
Sep 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 2, 2022 · Amount on Record
Deed Sale	Dec 2, 2022 · Amount on Record
Prior Sale	Oct 28, 2002 · Amount on Record
Deed Book / Page	13180 / 477
Prior Transfer Date	Dec 27, 2001
Prior Transfer Doc	0121910539
Record Updated	Sep 20, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Dec 2, 2022
Property Address	28 GENESEE DR, COMMACK, NY 11725-4008
Document Number	0131800477
Book / Page	13180 / 477
Instrument Date	Sep 28, 2022
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5314 196TH ST, FRESH MEADOWS, NY 11365-1737
Investor	Possibly a Property Investor

Mortgage

Document Number	0023465649
Date	Dec 2, 2022
Instrument	23465/649

Lender

Name	CTBC BANK CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.8%
Type Change Date	Oct 1, 2027
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	28 GENESEE DR, COMMACK, NY 11725-4008
Document Number	0228650899
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	EQUITY SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 GENESEE DR COMMACK NY 117254008, COMMACK, NY 11725-4008

Mortgage

Document Number	0228650899
Date	Oct 19, 2017
Book Page	022865/000899

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2047

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,656 (-) Land $300 Building $5,356	$707,000 (+10,775.25%) Land $37,500 Building $669,500
2024	$15,553.00
2023		$5,656 (-2.73%) Land $300 Building $5,356	$6,501 (+9.56%) Land $345 Building $6,156
2022	Homeowner's exemption	$5,815 Land $300 Building $5,515	$5,934 Land $306 Building $5,628

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1980–1985)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile USA.

Nearby Properties on Genesee Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures