20 Genesee Dr, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 20 Genesee Dr, Commack, NY 11725

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,416 sqft · built 1958
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Dec 1994)
Tax Bill$12,597 (2024)
Deeds & MortgagesNov 2022 Refinance
Flood ZoneZone X (minimal risk)
APN473489 117.-1-27

Property Details

APN / Parcel Number

Primary APN473489 117.-1-27
Alternative APNs
  • 0800-117.00-01.00-027.000
  • 348911700000010270000000
  • 47340027404

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,416 sqft Living Area
Gross Area1,910 sqft
1st Floor Area966 sqft
2nd Floor Area450 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleColonial
Exterior MaterialComposition/Composite
Lot Area10,890 sqft (0.25 acres)
View / LotSuburban
Garage TypeAttached
Garage Area494 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area320 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address20 GENESEE DR
CityCOMMACK
StateNY
Zip11725-4008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4-165876 TC-52 *2703 LOT 119 BIRCHWOOD AT COMMACK SEC
Legal SubdivisionBIRCHWOOD/COMMACK SEC 2
Legal Block1
Legal Lot Number27
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group1
Census Block1003
Census Tract135205

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 GENESEE DR, COMMACK, NY 11725-4008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 1994 · Amount on Record
Deed SaleDec 15, 1994 · Amount on Record
Deed Book / Page11706 / 594
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address20 GENESEE DR, COMMACK, NY 11725-4008
Transaction TypeMortgage
Record UpdatedDec 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0234590449
DateNov 2, 2022
Book Page23459/449
Lender
NameBETHPAGE FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictCommack Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,930 (-) Land $300 Building $4,630$616,250 (+10,774.36%) Land $37,500 Building $578,750
2024$12,597.00
2023$4,930 Land $300 Building $4,630$5,667 Land $345 Building $5,322

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1980–1985)
Claims Outside the SFHA2 of 4
Most Recent ClaimAug 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

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