Essex County and Peabody City property record for 28 Gardner St, Peabody, MA 01960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,056 sqft · built 1925 |
| Lot Size | 0.258 acres (11,252 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $140,000 (Oct 1989) |
| Tax Bill | $6,441 (2026) |
| Deeds & Mortgages | Oct 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | PEAB M:0064 B:0087 |
| Primary APN | PEAB M:0064 B:0087 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,056 sqft Living Area |
| 1st Floor Area | 2,056 sqft |
| Basement Area | 220 sqft |
| Unfinished Basement | 220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Lot Area | 11,252 sqft (0.258 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7458 |
|---|---|
| Street Address | 28 GARDNER ST |
| City | PEABODY |
| State | MA |
| Zip | 01960-1883 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Block | 87 |
| Jurisdiction | PEABODY MA |
| Township / Civil Division | PEABODY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 210900 |
28 Gardner St is owner-occupied and held in a trust since October 2022.
Source: Essex County and Peabody City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 28 GARDNER ST, PEABODY, MA 01960-1883 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 1989 · Amount on File |
| Deed Sale | Oct 18, 1989 · Amount on File |
| Last Transfer Date | Oct 19, 2022 |
| Transfer Doc | 041265-150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | PEABODY MA |
| Recording Date | Oct 25, 2022 |
| Property Address | 28 GARDNER ST, PEABODY, MA 01960-1883 |
| Document Number | 041265-150 |
| Book / Page | 41265 / 150 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 20221025002570 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 GARDNER ST, PEABODY, MA 01960-1883 |
The 2026 property tax bill for 28 Gardner St was $6,441, up 8.9% from the year before.
Source: Essex County and Peabody City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Peabody City |
| Unified School District | Peabody School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,441.00 (+8.91%) | $680,100 (+6.48%) Land $238,700 Building $441,400 | $700,378 (+5.38%) |
| 2025 | $5,914.00 (+8.14%) | $638,700 (+6.5%) Land $221,000 Building $417,700 | $664,620 |
| 2024 | $5,469.00 (+5.82%) | $599,700 (+10.46%) Land $221,000 Building $378,700 | |
| 2023 | $5,168.00 | $542,900 Land $197,300 Building $345,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Gardner St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 28 Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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