25 Gardner St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 25 Gardner St, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,918 sqft · built 1920
Lot Size	0.199 acres (8,668 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Sep 2020)
Tax Bill	$7,641 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0064 B:0126`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0064 B:0126`
Alternative APN	`7499`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,918 sqft Living Area
1st Floor Area	1,702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	8,668 sqft (0.199 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	7499
Street Address	25 GARDNER ST
City	PEABODY
State	MA
Zip	01960-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Block	126
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	3
Census Block	3002
Census Tract	210900

Owner

25 Gardner St is owned and occupied by two individuals who bought it in September 2020.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 GARDNER ST, PEABODY, MA 01960-1812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2020 · Amount on File
Deed Sale	Sep 29, 2020 · Amount on File
Prior Sale	Sep 17, 2014 · Amount on File
Deed Book / Page	38996 / 78
Prior Transfer Date	Sep 28, 2020
Prior Transfer Doc	38996-78
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Sep 29, 2020
Property Address	25 GARDNER ST, PEABODY, MA 01960-1812
Document Number	38996-78
Book / Page	38996 / 78
Instrument Date	Sep 28, 2020
Instrument	20200929005990
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 GARDNER ST, PEABODY, MA 01960-1812
Investor	Possibly a Property Investor

Mortgage

Document Number	200929006000
Date	Sep 29, 2020
Instrument	200929006000

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 25 Gardner St was $7,641, up 7.5% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,641.00 (+7.53%)	$806,900 (+5.15%) Land $236,600 Building $570,300	$870,591 (-1.75%)
2025	$7,106.00 (+10.39%)	$767,400 (+8.73%) Land $219,000 Building $548,400	$886,065
2024	$6,437.00 (+1.71%)	$705,800 (+6.17%) Land $219,000 Building $486,800
2023	$6,329.00	$664,800 Land $195,600 Building $469,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Gardner St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 25 Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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